Tried to make an offer today but....

PJD

Southend1 wrote: »

They just rang me and I explained again and said if they weren't happy to put the offer forward I'd go direct to the vendor with it and she got funny with me and said "there's no need to be like that Mr. xxxxx. I'll pass this information on to the manager and get him to call you back"

Grrrrrr!! :mad:

She's being deliberately awkward because she's desperate for her measly £50 commission for passing you onto the mortgage adviser.

EAs couldn't give a *** about anything other than their own commission, it's one big reason why buying and selling is stressful.

When the manager calls you back, I would complain to him, tell him you'll be complaining to the area manager, as well as letting the vendor know that they're p*ssing off buyers also.

tyler80

When we bought our house the EA requested nothing which is how it should be imo.

I don't really see that people just make things up. Far more likely is that they have an AIP which doesn't transfer to a mortgage offer further down the line in which case the estate agent asking to see the aip proves nothing. None of this takes into account the deposit anyway, we weren't asked for proof of deposit at any stage.

MissMotivation

PJD wrote: »

She's being deliberately awkward because she's desperate for her measly £50 commission for passing you onto the mortgage adviser.

EAs couldn't give a *** about anything other than their own commission, it's one big reason why buying and selling is stressful.

When the manager calls you back, I would complain to him, tell him you'll be complaining to the area manager, as well as letting the vendor know that they're p*ssing off buyers also.

The EA wouldn't get anything from "passing you onto the mortgage adviser". They would only get commssion should the Buyer sign up for a mortgage.

EA's do give a **** about their commission, why shouldn't they, we are in it to make a living, it's not a charity! If the EA didn't give a **** about their commission then there would be no reason to sell houses!?!

tyler80

If the buyer is not willing to confirm his ability to proceed, finances etc and offering low then my advice to the Vendor (bearing in mind I am acting on their behalf) would be to decline the offer.

Ah, this explains the ludicrous actions of some vendors, if they're getting advice like that. Rejecting offers, then reducing the price to below the offer made 2 months down the line.

puddy

exactly anything could happen. why not ask sellers to have had a full survey and all current checks and investigations done (not the outdated HIP ones that can be done months ago) before a buyer will engage with them??

its the same thing, anything can happen before exchange

MissMotivation

tyler80 wrote: »

Ah, this explains the ludicrous actions of some vendors, if they're getting advice like that. Rejecting offers, then reducing the price to below the offer made 2 months down the line.

Generally the Buyers who are awkward about giving the minimal amount of information requested are the ones who have something to hide.

tyler80

There's a difference between stating your position and the estate agent verifying that. The first is sensible, the second unnecessary.

If I stated my position and the EA asked to verify that they're basically accusing me of lying. Do Estate Agents think everybody lies because they do?

MissMotivation

tyler80 wrote: »

There's a difference between stating your position and the estate agent verifying that. The first is sensible, the second unnecessary.

So, if you were selling your house and a buyer just said that they could get a mortgage, the EA didn't qualify them and then 4 weeks down the line it transpired that they could never get a mortage, you would be happy that you wasted 4 weeks?

MissMotivation

tyler80 wrote: »

If I stated my position and the EA asked to verify that they're basically accusing me of lying. Do Estate Agents think everybody lies because they do?

No....they have a duty of care to the person paying their fees.

Buyers do lie, Vendors Lie, some EA's lie......it's a fact of life.

tyler80

So, if you were selling your house and a buyer just said that they could get a mortgage, the EA didn't qualify them and then 4 weeks down the line it transpired that they could never get a mortage, you would be happy that you wasted 4 weeks?

I'm hoping that by the time I come to sell my house 10 years down the line EA's will be a thing of the past actually.

There must be more lunatics/deluded people around than I thought if people pay solicitors, surveyors and mortgage fees when getting a mortgage has no basis in reality. Besides an AIP is no guarantee of anything.