Housing/Council Tax benefit without JSA?

kiis102

Hey guys, just need a little info.

I was on JSA about 3months ago (had my HB/CT paid for) and I went to Canada on a working holiday visa. I didn't find a job out there so I've come back for a while and I want a job ASAP and earn some money and go back out in 6months or so.

I live with my mom (in Coventry) who works 16hrs a week and my younger brother (18) who's about to start Uni shortly. I don't want to go back on Jobseekers because it's depressing and everytime I seem to go there, I feel like I get no help and end up feeling like I don't want a job!

I have £7k in Savings which I'm saving up for a deposit on a house in a few years (this isn't from the JSA, it's money I earned previously while working). Now I'm back from Canada, I need to obviously let the council know so I can get myself back on the system.

My question is can I get CT/HB paid without having to be on JSA? If I tell them I can live off some of my savings for a few months, would it be ok or do I have to go on JSA? I'd rather look for a job on my own!, I'm currently back Volunteering at a charity shop (which I enjoy), which the agency the JobCentre sent me to last time found me

Lady_gaga

having over £6k in savings would affect your claim for HB/CTB, it would also have had an affect on any JSA claim you made, did you tell them about your savings when you claimed JSA before?

nannytone_2

if you live with your mum, you wont be able to claim hb/ctb anyway as you don't have a tenancy

HappyMJ

Lady_gaga wrote: »

having over £6k in savings would affect your claim for HB/CTB, it would also have had an affect on any JSA claim you made, did you tell them about your savings when you claimed JSA before?

Having £7,000 would only involve £4 of assumed weekly income. Someone on JSA is allowed £5 weekly income before JSA is affected and someone on HB would be allowed £53.45 or £67.50 weekly income depending on age. As the OP has no income then this won't affect HB.

Lady_gaga

HappyMJ wrote: »

Having £7,000 would only involve £4 of assumed weekly income. Someone on JSA is allowed £5 weekly income before JSA is affected and someone on HB would be allowed £53.45 or £67.50 weekly income depending on age. As the OP has no income then this won't affect HB.

So having £7k in savings in reality would have no affect on any benefit really?
Wow, I would say I'm surprised by that, but I'm not...