American Express Repaymwnt Protection Insurance PPI Anyone claim?

Irishgal_2

Hi

I have been paying into a lifestyle repayment protection insurance for about 2 years now on a British Airways American Express Card.

The "lifestyle" element of the PPI pays your monthly balance for one month after a lifestyle event (birth, death, marriage etc)

At the time of taking it out (over the phone cold call) I already had Income Protection, Critial Illness and Death in Service which more than protected me. I was getting married at the time so agreed to take the insurance out. When the documents came through I realised that I couldn't claim for my wedding as it was less than 3 months since I took policy.

I haven't made a claim on this insurance and have been paying it for 2 years. Do you think I have a successful claim. I definitely felt pressurised to take insurance (cold called me to my work phone and asked me details on account balances etc - agreed to get them off the phone!).

Can't see any other successful claims against AmEx so would be interested to see if anyone has

di3004

Hi there

You can give it a go, there is no harm in trying, and if the policy does not suit your requirements, its then possibly worthless to you.
More on reclaiming below, good luck.

http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

amersall

Hi Di,xxxxx.Thought you had been buried by the workmen when they dug up the cables!! x.

daveyadams

Irishgal wrote: »

Hi

I have been paying into a lifestyle repayment protection insurance for about 2 years now on a British Airways American Express Card.

The "lifestyle" element of the PPI pays your monthly balance for one month after a lifestyle event (birth, death, marriage etc)

At the time of taking it out (over the phone cold call) I already had Income Protection, Critial Illness and Death in Service which more than protected me. I was getting married at the time so agreed to take the insurance out. When the documents came through I realised that I couldn't claim for my wedding as it was less than 3 months since I took policy.

I haven't made a claim on this insurance and have been paying it for 2 years. Do you think I have a successful claim. I definitely felt pressurised to take insurance (cold called me to my work phone and asked me details on account balances etc - agreed to get them off the phone!).

Can't see any other successful claims against AmEx so would be interested to see if anyone has

I've just had a rejection off AMEX for the lifestyle PPI.
They Said even though I was on a good wage, had good sick benefits, other insurance/critical illness cover in place and lived at home so could have had a family member cover the payments, they believe I still needed the cover.

Off to the FOS next.

Irishgal_2

daveyadams wrote: »

I've just had a rejection off AMEX for the lifestyle PPI.
They Said even though I was on a good wage, had good sick benefits, other insurance/critical illness cover in place and lived at home so could have had a family member cover the payments, they believe I still needed the cover.

Off to the FOS next.

Did you have any luck with FOS?

Irishgal_2

Has anyone had any luck with American Express?