Monday 12th Sept - What small DFW things will you be doing?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Gooood morning and here we are with another week - what a dark, wet start today though...yuk:p
Hope you all had a lovely weekend - it went too fast of course, could do with another lie in:)

Ok, better get my list done:

• check banking
• check onepoll
• packed lunch for dd2, lunch at home for me
• meal from plan tonight - chicken pasta bake
• washing on quickwash then on airer
• wrap ebay sale and post
• hoover downstairs
• NSD

That's all I can think of - same old, same old I know:o
Have a great day:beer:

kjp

Morning all!

Thanks Pixie for starting the thread and hellloooooo to all that follow!

Back to work today after 4 lovely days in Devon, spent faaaaaar too much though, may have been cheaper to go abroad after all!

So, back on the DFW-y track today.

I will:

• Check banking and assess the damage
• Rejig budget after above damage assessment...
• NSD probably!
• Check CC
• Check TCB
• Check how much I owe in Paypal fees/how much is in Paypal
• Sort out the Christmas presents received whilst we were away so I know exactly where I am with everyone
• Withdraw £10 from bank to 'top up' my service money that I accidently dipped into whilst we were away!
• Send thank you card to owners of cottage
• 2lts of water
• Work hard - full week - lame!!
• Smile!

Well that's my lot for today I think...

Have a great Monday everyone!!

Kx

~Yorkshire_Belle~

Morning Pixie, thanks for starting the thread
Hi to all that follow, hope we don't all get blown away today!

• bank checked, all as expected; one DD gone out a bit early but seems to fluctuate and funds in there as planned to pay it
• could be NSD here, unless I need to pay tea money
• need to submit form at work which might mean teeny increase
• packed lunch
• tea is leftovers from yesterday's Sunday lunch
• will aim to do either Rosemary Conley or C25K Wk 1 (wish there was week 0 :rotfl:) while DSs at football tonight
• sparkle, sparkle, sparkle!

PS Hi kjp - we had few days in London with family for our hols; v expensive even though did it the MSE way

Pernicious

Morning all,

Thanks Pixie for starting us off, I could definitely do with a lie in too, ho hum.
KJP - Glad you had a good time in Devon. I know it's crazy to think it costs the same to go abroad as it does to stay in the Country these days.
Yorkshire Belle - I know what you mean, the wind sounds awful here! Glad I can drive in today.

Today's plan:-

• [strike]Use freebie deodorant[/strike]
• [strike]Use freebie moisturiser [/strike]- have had to cut open the tube now but there's actually a lot in there still - can't believe I just used to throw these things away rather than cut them open!
• [STRIKE]Charge phone at work[/STRIKE]
• [strike]Make use of free water/milk/coffee at work[/strike]
• [strike]Stay in at lunchtime to avoid spending[/strike]
• [strike]Food from stores[/strike]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter competitions[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Check out this week's flylady thread[/STRIKE] & do something
• [STRIKE]Read Martin's email again as I didn't get round to this yesterday either...[/STRIKE]
• Work on some wedding related stuff
• [STRIKE]Take refillable water bottle to polenastics & get a lift there hopefully, may end up having to drive tonight[/STRIKE]
  

Have a great, MSE day everyone x

shezam

Good morning!

Cold, windy and rainy here today! Was pitch black when I woke up this morning, not good!

• Checked banking (HBOS has gone funny its not showing me my CC account for some reason!)
• sort budget
• make list for shopping tonight (have been very lazy this weekend and I don't have anything in the house!)
• make use of free water at work
• be good with my eating. First time in ages I didn't have a take away this weekend, rather chuffed with myself!

Think thats about it, nothing exciting!
Sxxxx

Tebheag

Good all
Thanks for starting us off pixie
Hope you have better weather where you are it really wet and windy here thankfully all washing has been done !
Need to check bank
Check surveys
Do food planner
Tidy up garden
Do some work as managed to get some yippee
Think thats it as got a very grumpy wee girl today who is not well and over tired so going to be a fun day.

Hope you all have a good day

La_escocesa

Hi everyone :wave:

Happy Monday!

My main DFW plan today is:

• Cheapo porridge brekkie
• Walking to/from work
• Take packed lunch
• Enjoy a free cuppa or two
• Don't go into any shops on the way home - shops will be shut if I stay in work until OH's train gets in and go meet him

Tonight's DFW plan consists of

• Cleaning the kitchen
• Knitting myself a hat with yarn I got for £1.69 :cool:
• Early night with my book

xxx

ixia

Morning everyone and thanks Pixie for starting us off this morning

Today I will:

• car share to work
• brekkie,lunch and dinner from stores
• check banking/emails
• do a wash and hang on airer
• do an ironing
• try to drink free water at work
• got friend to take DD2 to school saving on bus fare il return favour later in week
• get money off DH later for his share od DD1's zonecard and my brothers birthday present.

think that's about it for today have a lovely day everyone x

Pippilongstocking

thank you for thread today Pixie - hey up all - hope you're all grand bit more good lifey life for me now, waiting to hear about corrected work then I'm done with uni (YAY) forever...........:)

Plan plan plan

OK today
Meal plan done
Move the herbs drying (sage, thyme and rosemary) into sunny room
Look for a 'parsely pesto' recipe - I've a huge bucket of flat leaved parsley - I'll freeze some whole too
Check the drying calendula
Chives to chop and freeze
Tomatoes to pick and freeze
HM food today - no food purchase required
Bank etc all checked £10 to cc
Polytunnel to put up - pronto, my bro here for a week, free labour!
Go to argicultural stores and buy post mix concrete (12 bags if I can afford it)
Dig alot of holes outside with brother and concrete in posts (2 done 18 to go, we've checked our dimensions are correct )
Cut back hedge by 1/3? Can't decide still if I can think of something to do with it all, I'll cut it back
Check work emails
Check text re eggs
Cut grass later if dry
Harvest more calendula
Organise food for today and bake a coffee cake for OH and brother
Check/water polytunnel at work and show brother doors/windows I want for woodworky bits
Ebay if get a mo - cuttings now ready
Organise a blog about something proper rather than my normal waffly nonsense!
Text dd and see which bus she's getting back here (first time on bus alone, organised by herself to the local village rather than me to in to get her)
Watch weather
Hang up Ds clothes mostly dry from yesterday but a bit damp
Gather up DD clothes from the stair gap 'washing line' over the bannister
Hang up the bedding newly washed indoors *somewhere*
Cuddle OH and the dog
Read more of library book - great book 'Practical self-sufficiency' - !!!!!! and James strawbridge
Maybe move rasps - they've got trashed out there

And whatever else I think of:rotfl:have a great day everyone - I'd better get started eh?

ETA as per YB - sparkle, sparkle, sparkle

*hello to all*

starnac

morning all. have finished work now so need to get on with things. hope everyone is well on this horrible monday morning.

my list for today

[STRIKE]check banking[/STRIKE]
[STRIKE]cheques in bank[/STRIKE] DH will do it on his way to work
[STRIKE]check survey sites[/STRIKE] I am saving my amazon vouchers from VO for DH's birthday present
[STRIKE]take pictures for ebay[/STRIKE]
list 5 items a day on turbo lister
start emptying nursery of junk so that DH can paint it okay not very DFW but will make me feel a bit more prepared for the baby
[STRIKE]HM bread in breadmaker[/STRIKE] breadmaker is making funny squeeking noise. will get DH to look at it when he gets home from work
post here every day and complete my list
[STRIKE]book hall for DD's birthday party[/STRIKE] can't get the one just across the road from us so have to have the one about a mile away. still not that bad
[STRIKE]order party bags[/STRIKE]
[STRIKE]ring letting agents[/STRIKE] good news for a change
[STRIKE]wait for courier to pick up parcel[/STRIKE] come on I can't wait all day finally came :j
ironing
[STRIKE]HC[/STRIKE]
[STRIKE]make list of one little job to do each day to get house in order[/STRIKE] yay list making :rotfl:

that'll do me for now i think.

Happy monday everyone

Karb

Morning everyone. Thanks Pixie for starting the thread

Working away again for a few days. Today I have/will

• Meals on expenses. I'll get as much as I can with my lunch allowance, eat as little as I can, and take the rest home for the kids
• NSD other than what I can claim on expenses
• Showered using hotel toiletries
• Free coffee at work
• Check online banking
• Transfer money between accounts
• Charge phones at work