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Can credit card companies legally contact someone else about my debt

charliemay51
Posts: 1 Newbie
in Credit cards
Hi I am not sure how this works but I have a credit card which I fell behind on payments with ( three months I think I did and still do fully intend to pay all debts off). I had my head in the sand at the time. However it came to a head when my credit card company contacted my partners bank and his bank got in touch with him about my account. They got in touch with him as he had previously paid money off my account. I am still with my partner but still dont really think its appropriate they got in touch with him, after all this could have been a friend or an ex whom I wouldnt want knowing about my business.
I just wondered if anyone knew if this was a legal tactic companies can use or if its not.
Thank you
I just wondered if anyone knew if this was a legal tactic companies can use or if its not.
Thank you
0
Comments
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They had no right to contact your partner or your partner's bank unless you were party to that bank account (i.e. joint account) or your boyfriend is party to your debt.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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They are wrong under the data protection act (assuming it's not a joint account).
If you feel strongly and want this not to happen to other people the write a formal complaint and mention the data protection Act.
However I don't think it will affect the status of your debt in any way.0
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