Buying a brand new car...totally confused

EmHurst

Hi,
Im really looking for some solid help and advice around buying a brand new car. To give you a bit of information I currently own a T Reg Ford Ka and I have loved it but sadly it is now costing alot to keep on the road. I have looked in to the Peugeot 'Just add fuel' deal and been fairly happy with the price. I have been quoted £207 per month for a 1.4 8v 207 Access Model allowing me to do 15,000 miles a year and the dealer also stated he would put in a Bluetooth set for me....however despite Peugeot's relentless advertising on the TV, websites and newspapers it would appear they have NO Access models available in the UK for at least 13 weeks. I would assume the idea is for the dealers to upsell and get you to pay fair amount more (for not much more car...just the Aux connector and bluetooth). I am not in a position to pay more but in dire need of a car ASAP. The perfect thing about the JAF deal is that it includes insurance which at the age of 25 is still very expensive for me. Can anyone advise of any other deals where I can get a decent new Hatchback whereby with the insurance on top it would still be under £210?

Thank you so much for taking the time to read and for any help you can provide.

:j

Keith

Try dealdrivers http://dealdrivers.co.uk/html/peugeot_cars.html

Just add fuel is more than the cost of PCP + insurance + tax + servicing for our Mazda2.

daveyjp

£207 a month to rent a car for 3/4 years (£7452/9936)? A bank loan and a newish pre owned 207 would be cheaper and you would own it at the end of paying for it.

BTW that car is £8215 at drivethedeal.

poppasmurf_bewdley

Buying a brand new car...totally confused

Your Thread title is misleading. The Peugot advertising on TV states "You will not own this car".

funkycoldribena

Dunno where the 15k miles comes from,6667 is the limit before you have to pay extra.

EmHurst

Thank you all for your help and advice, I will take a look at the link you posted Keith. Until you had highlighted it I was not aware that you do not own the Peugeot, the dealer I had spoken to had specifically said to me that I would and Peugeot would register the car to me providing that waas the option I took and paid the final installment. Funky Cold Ribena: I specifically asked for the mileage to be increased to 15k due to the amount of mileage I do for work, that is why it is an increased price(£207) than what is advertised (£179). I dont fully understand how my thread title is misleading but this is the first time I have used a Forum and if I have made some kind of forum etiquette boo boo then I do apologise. DaveyJP: I have looked in to a bank loan but due to 'lack of credit' I am unable to get anything below 12.9% and that would therefore not work out as cost effective, but thank you for your response.

Keith

The deal can work both ways as a lease and also as a pcp. However, it's not as easy as it sounds as usual items not covered by the warranty you pay for, tyres, etc.

daveyjp

If you can only get a loan at 12.9% find a cheaper car - you will still own it once it is paid for. £6k over 3 years at 12.9% is coming in at £200 a month - you can get a nearly new car for that.

If you do lots of mileage for work the mileage payments will go towards your insurance - I would also check the Pug offer includes business use.

If you keep the Peugeot after the initial PCP period you still have to pay an annual rental.