Private Car Parking charges/companies.

oldone_2

Hadeon wrote: »

Just wondering how receptive/agreeable insurance companies are/would be to this strategy should private individual owners of motor vehicles avail themselves of this service.

It should not make any difference. When applying for insurance you have to state where the car is kept, not the address on the logbook.

Hadeon

HO87 wrote: »

Why? There is a cost involved but it costs us nothing to ignore PPC's, and DCA's. I am not Scottish, for the record.

I'm a little confused.com at your response to my post.
Did you in fact intend it as a response to oldone's post at #8 ?
Nevertheless, I happen to agree with you - why indeed would someone pay, or even consider paying, good money to a third-party to ignore something which can be perfectly-well ignored by themselves at zero cost.
Furthermore, the fees payable to the third-party would probably exceed the unenforceable initial demands of the PPC/DCA in any event, so what's the point?
Also somewhat puzzled by your final comment, but for the record & FWIW, I am not Scottish either.;)

Hadeon

oldone wrote: »

It should not make any difference. When applying for insurance you have to state where the car is kept, not the address on the logbook.

Agreed - particularly insofar as this relates to the usual scenarios of a registered keeper (who is also the owner/user) applying for insurance, or a company owned vehicle (whether or not registered to that company) allocated to an employee(s) for his/their use.

However, the companies referred to in your post are clearly not the owners or users and have no propritetary right or interest in the vehicles whatsoever.

The purpose behind my earlier post was to sound a cautionary note as such an arrangement may well invalidate an existing policy if the insurance company are not notified of the change. The insurance company may also not agree to continue providing cover under such circumstances, or to issue a new policy.

About 3 years ago, in my capacity as a private individual, I informally conferred ownership of a car as a gift to an immediate relative (not resident with me), but I wished to remain the registered keeper.
However, when applying for insurance, the insurance company concerned were not prepared to issue a policy to the relative under circumstances where they were not the registered keeper.