Sat/Sun 10th/11th Sept - What small DFW things will you do today?!

Pernicious

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Morning all,

Hope no one minds me starting the thread today but I am up & raring to go! A la DNMS style, I hope you're all up for it with me

I've been a bit slack with my list the past couple of days so really need to crack on & do what I need to do, so, here goes:-

• [STRIKE]OH doing overtime again[/STRIKE]
• [STRIKE]Use freebie deodorant[/STRIKE]
• [STRIKE]Use freebie moisturiser[/STRIKE]
• [STRIKE]Charge phone via pc[/STRIKE]
• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Dinner from meal plan - Lasagne[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter competitions[/STRIKE]
• [STRIKE]Check online banking[/STRIKE] - Good lord that is actually dire...bring on payday!!!
• [STRIKE]Check out this week's flylady thread & do something[/STRIKE]
• Look into travel insurance - MUST do this, this weekend
• Read Martin's email again as I didn't get round to this yesterday either...
• [STRIKE]Washing on eco setting x3[/STRIKE]
• [STRIKE]Hang up to dry [/STRIKE]
• [STRIKE]Use coupon to fill my car up[/STRIKE]
• Work on some wedding related stuff
• [STRIKE]Decide whether or not to go out...but if I do, be sensible about it & don't spend a fortune![/STRIKE] - Stayed in & saved some money!

Have a great, MSE day everyone x

ixia

Morning everyone and thanks for starting us Perni

Didn't manage to get on yesterday as had friends coming for dinner last night and didn't have time by the time I got home from work and prepped dinner it was time for them to arrive. had a nice evening though.

Today's list:

• I've completed a survey
• checked e-mails/banking
• meals from stores
• write a shopping list- try not to buy much I've spent a fortune this week for last night's dinner
• ironing
• general tidy
• work out budget for week

Not much for today think I will just have a lazy day. Have a great Saturday everyone

FrankLC

Room for a newbie?!

I've been reading these threads with interest for a while, and have been doing my own lists - only really at the weekends as my weekday routines don't really change!!

So, for this weekend, I intend to:

• [STRIKE]Ebay some bits and pieces[/STRIKE] Upon investigation, it seems the bits I want to get rid of are not very good sellers on Ebay... I have one thing I know that should make a decent amount but I'm going to wait til nearer Xmas for that I think
• [STRIKE]Take Music Magpie stuff to PO[/STRIKE]
• [STRIKE]Take the rubbish in my car to the recycling centre[/STRIKE]
• Go for a bike ride - free exercise
• Study, study, study - may not seem very mse but the exam cost me over £100 a time til I pass!!
• [STRIKE]Food Shop - minimal[/STRIKE]Did cost slightly more than anticipated, but I had to get some extra stuff to help with studying - ie coloured pens and a jotter!!!

This list is easily do-able over the weekend, maybe even most of it today - I will report back later with how I get on

Frankie

Wannabe01

Morning everyone. It’s a rather wet day here today. I will be so glad to see the back of this week, as it’s been one thing after another. I got up this morning to find out that my cat had passed away during the night



My list for today:

• Catch up with emails done
• Write articles for client
• Daily clicks done
• Quick shower done
• Visit mum done
• Hairdresser appointment done
• Transfer money from paypal done
• Bath dd done
• Check one poll
• Complete available surveys done
• Wash DH’s overall with free detergent that I am getting paid to trial
• Look into available work done
• Catch up with the washing
• Sort things out with DH
• Do some course work
• Get DH to bury the cat done

My list for Sunday

• Catch up with emails done
• Write articles for client
• Daily clicks done
• Quick shower
• Bath dd done
• Visit MIL
• Check one poll
• Iron clothes that are needed for the new week
• Do some course work
• Complete available surveys
• Submit s&s paperwork
• Sort diary for next week

I think that is everything that I need to get done this weekend. Hope everyone has a good weekend.

Pernicious

Ixia - Glad you had a good time last night, sometimes I think it's good to have a night off the thread so you don't feel like you're posting the same stuff all the time!
Frank - Always room for a newbie here, welcome! What are you studying?
Wannabe - Really sorry to hear about your cat, I lost a pet recently too It's hard, especially when others say stupid things like "It's just a *insert animal here*" Was he or she old? Mine was still so young which makes it even harder I think xx

FrankLC

Hiya Pernicious, thanks for the welcome

I'm slightly ashamed to say I'm studying Financial Planning!!! Should be good at the money malarky, but unfortunately not. And due to the nature of my job, I can't afford to get any worse at it!!

Frankie

WelshWoofer

Wannabe - so sorry to hear about your cat - I have a dog and he's really part of my little family, will be heartbroken when he goes.

A few things to do today...

• Already walked dog locally done
• Been to Mr T for weekly shop - £30.49, 49p over budget:o done
• Clean whole house done
• Clean wood floors with special stuff bought on offer today done
• Give bathrooms a good scrub done
• Take dog to the park for a good run about done
• Watch rugby - come on Argentina!done, booo!
• Renew library books done
• Touch up paint in hall (few scuffs) done
• All food from stores done
• Dye hair later tomorrow
• Maybe do some school work tomorrow
• Stay in tonight and watch a movie off the planner done
• Have a LSD apart from the groceries done
• Paid window cleaner done
• Maybe mow back lawn if it dries out

That's it for now - Argentina are winning! Off to watch rugby!

shezam

Good morning! Don't usually post over the weekend but since i'm on the comp thought i'd give it a go!

Today:

• Have a quick tody up, place isn't too bad but could do withg a quic hoover up!
• Write a list for shopping & stick to it!
• Going to visits best friends new baby today, awwww!
• Few drinks, x-factor & girly catch up with friend tonight after her arguing with BF

Tomorrow:

• Hopefully wake with no hangover!
• Have4 another quick tidy up
• Await OH getting home from weekend in Edinburgh, maybe pick him up if I can borrow car from parents!

Have a good weekend all x

Lewby

I always look at this thread but thought I'd join in today inspired by Frank being brave and joining in!!

I have a weekend at home for a change so I intend to use it to the full and catch up on lots of 'domestics';

• Get 3 loads of washing done on eco wash
• Dry it either between rain showers or on drier inside
• Make meals from stores
• Do minimal food shopping today
• Freeze bramley apples cooked for pies in winter
• Investigate how to freeze cabbage as dad has loads that won't keep much longer
• Have a NSD tomorrow
• Make cakes for neighbour - she has paid me to do this
• Sort out clothes for ebay or car boot sale in 2 weeks time
• Investigate Music Magpie as never tried it
• Watch Strictly!!!
• Clean house from top to bottom as it feels less than sparkly
• Get ironing done
• Start getting DD ready to go back to Uni next weekend

Feels good to have a list to prompt me into action ..... must try and stay off this site to get it all done

Have a great day everyone :j

Pernicious

FrankLC wrote: »

Hiya Pernicious, thanks for the welcome

I'm slightly ashamed to say I'm studying Financial Planning!!! Should be good at the money malarky, but unfortunately not. And due to the nature of my job, I can't afford to get any worse at it!!

Frankie

Hehe don't be ashamed, it turns out there are quite a few accounts people on here (myself included!) so it seems career has nothing to do with it, or maybe I've just gotten so used to spending money that's not mine that I feel I can just spend my own like that too!

Lewby wrote: »

I always look at this thread but thought I'd join in today inspired by Frank being brave and joining in!!

Feels good to have a list to prompt me into action ..... must try and stay off this site to get it all done

Have a great day everyone :j

Hello & welcome! I know what you mean about procrastinating on this site, at least it's an informative way to procrastinate I guess :rotfl: I definitely find this thread helps me so I hope you get the same out of it.


I wonder how many others read this regularly but never post?! Come on lurkers, at least say hi!

Lemon_Tree

Wannabee, sorry to hear about your cat, sending you hugs.

this weekend i have:
washed two loads of laundry on cheap leccy
pegged outside, but now inside as it was spitting, feel like the HC bit today will be the pegging in and then outside
online accounts updated and reconciled.
food from cupboards/ freezer
harvested some lovely red tomatoes and a courgette
harvested the pairs from the tree
weeded some plant pots and given to the g-piggies

need to:
get rest of laundry done on cheap leccy and peg outside if possible
tidy around and make flat smart in case of any viewings
pamperfy myself, thereby saving money and using up some toiletries.

have a lovely weekend everyone