Life after NatWest bonus esaver ends in Sept

bigfreddiel

fitzroy wrote: »

Have got full ISA allowance and 3 Lloyds Vantage a/cs to the max. Any ideas for an a/c paying monthly interest?

santander esaver iss 4 - 3.1% annual or monthly - faster payments = no restrictions - online access - problem solved - and santander aren't quite as bad as people say

lloyds vantage - you do know that is only 3% now and on the first £5k only?

G_M

On the plus side with the NatWest debacle, if you were persistant you got an additional 'bonus' in the form of compensation!

Tesco Bank 2.9%? They too had a c8ck-up recently when they transferred their savings account in-house, and Faster Payments is reputedly no longer reliable (I've not tried). Annual interest but just withdraw the amount you need monthly?

ScarletBea

bigfreddiel wrote: »

santander esaver iss 4 - 3.1% annual or monthly - faster payments = no restrictions - online access - problem solved - and santander aren't quite as bad as people say

Yes, I'm thinking of going to this one, although the faster payments have a limit of £300 per day, according to the FP official website.
It will be this one or the Skipton 3.05% one.

lolly5648

I am going to wait until the last possible moment to switch in case Natwest come up with a new esaver. I can't face the hassle of opening a new a/c, sending off various bits of id etc and I have been happy with Natwest and had no problems unlike Santander.

ScarletBea

lolly5648 wrote: »

hassle of opening a new a/c, sending off various bits of id etc

I now refuse to open an account with a new bank that doesn't have a branch in my town.
I'm spoilt for choice, and it means I can just go into the branch with my ID, even if I open the account online (if it's possible to open on branch I do that, it took me 5 minutes when I did the Leeds BS 1 year).
If it means I get a x.50% rate instead of x.55% rate, oh well, the hassle saving is worth it, I don't do massive amounts in one go anyway, so it's just a few pounds difference...

gocat

Anyone worked out when we will get our last bonus interest or have we already had it and therefore should be moving our money elsewhere

psychic_teabag

I'm not sure it's a case of working it out. It's a case of trying to interpret the ambiguous T&C. But unless you particularly want to pick a fight with the bank if it doesn't go the way you expect, is there any reason not to just move the money sooner rather than later ?