Tarting Phase II

Grockleshed

Hi All,
Thanks to this site I have transferred some of the 'monster' from my partners clothing store card which she was secretly paying the minimum payment to a 0% balance transfer card which will be paid off in 22 months with a few pounds above the minimum payment.
This has transferred the maximum to the new 0% card.

There's still the matter of the remaining money on her credit card. What would be a good plan for that?

I'm not a saint either - I owe a mate a fiver.

TIA

GS

[Deleted User]

Pay it off as soon as you can, I reckon.

Grockleshed

The fiver will be paid on saturday.

Paying the rest off is a good suggestion;
Tarting it would be the best - so am looking for ideas.

[Deleted User]

It all depends on your circumstances. Are you likely to get another 0% card? What are your balances, limits, salary,etc. Maybe a life of balance card? Or simply BT to a normal rate on another card - probably cheaper than the store card APR.

Or if you're lucky, you may a credit limit increase on your other card while the offer is still valid. But unlikely. But you could ask.

Or sell all the tat your girlfriend's bought on ebay and pay some of it now.

scott_lithgows

Close the store card,try for a Sygma silver 12 month deal.A year later ask for a deal from your existing CC.
good luck.