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Friday 9th Sept - What small DFW things will you be doing today?!
pixiechick99
Posts: 3,731 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:D
Gooooood morning and a very happy Friday to us all:beer:
I'm happy as I now finish at lunchtime on a Friday...lovely;) I need to go to T's and get some bits and bobs, but would rather do that than be working!
I had a good few ebay sales end last night - I've made a good amount recently so must find more things and list while I'm on a roll:rotfl:
Ok, better do my list:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:D
Gooooood morning and a very happy Friday to us all:beer:
I'm happy as I now finish at lunchtime on a Friday...lovely;) I need to go to T's and get some bits and bobs, but would rather do that than be working!
I had a good few ebay sales end last night - I've made a good amount recently so must find more things and list while I'm on a roll:rotfl:
Ok, better do my list:
- Check banking
- check onepoll
- shopping with list
- buy petrol using my 5p off voucher
- return cardi I bought to T's - maybe swap for a smaller size
- packed lunch for dd2
- meal from plan tonight - chicken stir fry, noodles and prawn crackers
- wrap and post ebay sales
- list more on ebay
- Sparkle...of course:T
I really need to sort out a new signature!
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Comments
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Morning Pixie and all who follow (and also the person who will inevitably pip me at the post to be no. 2) :j
Yay! It is Friday :j:j:j:j:j:j
No half day for me unfortunately though
Today:
Cereal for breakfast with a few of the remaining strawberries from the hanging basket
Give doglet her tablet in a minute, wrapped in a small piece of that horrible wafer thin 'plastic' ham. I have at last discovered a use for it - wrapping up tablets for dogs
The cheapest, nastiest type will do just fine!
Packed lunch for work, and curry tonight, using a small pack of mince or chicken, whatever comes out of the freezer first, and all the veg out of the bottom of the fridge, with rice, HM chutney and naan bread. Inevitably, there will be enough for tomorrow as well, unless an influx of visitors appears at dinner time (sometimes happens
) Rest of pear and raspberry crumble I made yesterday for pud. Come to think of it we probably NEED visitors to help polish that lot off 
Ironing tonight :eek: Didn't do it yesterday.
Also more runner beans to freeze (remind me not to plant so many next year :rotfl:
Have a good day everybody :wave:0 -
Morning all
Thanks Pixie
You did pip me Dawn :rotfl:
Hope DNMS is up up and away .... jealous, moi?- bank checked , wayward payment yesterday has appeared :T
- packed lunch made and in meeting in am where there are free biscuits!
- DSs ready for school , nothing extra to pay for today I hope
- hokey cokey started but not finished by a long way and no chance of line drying today
- tea planned for tonight (meal planning; it's marvellous) but gammon so worried about getting it cooking early enough tthat we don't eat at midnight, might need to convince a DS to venture into chefdom
- say goodbye to brilliant colleague today who I am going to really miss, feel very sad about this so at risk of spending on chocolate
- sparkle, sparkle, sparkle!
Getting there...slowly!
GC : must do better
NSD: very rare
No matter how slow I go I am lapping everyone on the couch.0 -
Morning all,
TFIF! I feel soooo tired this morning again
I am ready for the weekend!
Pixie - Thanks for starting us off, enjoy your half day you lucky thing
Dawn - That does sound like a lot of food, but sounds tasty
Today I have/will:-- [STRIKE]OH up early to do 2 hours of overtime again[/STRIKE]
- [STRIKE]Used freebie deodorant[/STRIKE]
- [STRIKE]Used freebie moisturiser [/STRIKE]
- [strike]Make use of free water/milk at work[/strike]
- [strike]Stay in at lunchtime to avoid spending[/strike]
- [STRIKE]Charge phone at work[/STRIKE]
- [STRIKE]Food from stores[/STRIKE]
- [STRIKE]Dinner from meal plan - risotto[/STRIKE]
- [STRIKE]Check for surveys[/STRIKE] - Yay claimed my first OnePoll payout

- [STRIKE]Try to finish survey that rudely crashed my internet late last night when I was halfway through it!!! :mad:[/STRIKE] - Tried, but it wanted me to do the whole thing from the start again so I gave up...
- Enter competitions
- Check online banking
- [STRIKE]Check out this week's flylady thread[/STRIKE] & do something
- Look into travel insurance
- Read Martin's email again as I didn't get round to this yesterday
- Washing on eco setting
- Hang up to dry
:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:
Current Savings: £1176.24 _party_
23.52% Saved!0 -
Good morning all!
Well last night was a rather spendy! Was out for tea for OH's DD, ended up with a few glasses of wine, desert aswell as main, bus home blah blah. Oh well, today is another day!- HAVE A NSD!!!!! Chicken is out freezer for stir fry for tea, got a lift to work so didnt have to spend £1 on bus fare. No reason why I have to spend today!
- Make use of free water at work
- Watch what i'm eating, bowl of cereal, apple, banana & salad for lunch.
- Checked banking,
so long untill payday, we're not even in double figures for September yet!!!! - Work hard today

- Be happy, its Friday!!
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Morning Gang,
Thanks to Pixie for starting the thread
Hope everyone else is good – hugs to those that need them
Went to WW last night and stayed the same – better than putting on I guess
Today and yesterday I have/will:
• Checked online banking – lottery winnings paid in so moved to ISA
• Meals from storecupboard
• LSD - only a drink after work (possibly) and post off an ebay sale (paid for by the winning bid)
• Read freebie paper on the train
• Used railpass to get to work
• Checked quidco
• Read newspapers online
• Reading a library book when I have spare time
• Need to charge up mobile at work
• Take vits and meds to control hormones
• Update food diary
• Drink plenty of water
• Need to keep an eye out for MS jobs and surveys
• Head down as full of attitude (hormones :mad:)
• Fast train home tonight so the weekend starts sooner!
Think that is about all, have a great day and sparkle!
Candy xxx
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
Good morning all
Thanks for starting us off pixie.
Today try and get washing done and line dryed (even just one or two loads will make a diff to elec not suing the tumble dryer)
Make dinner got potatoes from Mother in law to use
Check garden see what state it is got more tomatoes to pick
Drop of records for my one and only client !
Ring up local pub got sign up for staff.
Think thats it as feel awful lovely kids have passed on their cold just want to go to bed the joys of life with no kids could phone in sick but cant do it as a mum !!!
Hopw you all have a good day£10 a day challange Feb 27/435 Jan 530/465
2012 to pay off CC
After snowballing should be debt free by Mar 2016
2011 Target to be overdraft free this year and get debt down!0 -
Good morning everyone, It’s a horrible wet day here today and my mood today is just as crap as the weather. I had a blazing row with dh last night, as he said that I should give up on my company and studying in order to be a full time mother / housewife – I’m just not that type of person (no offence to people that do it). Moan over with I best try and get some work done today.
My list for today:- Make packed lunch for ds done
- Take ds to school done
- Quick shower done
- Bath dd done
- Make up bottles done
- Catch up with emails done
- Sort work accounts and update profiles done
- Raise due invoices done
- Complete daily clicks done
- Check online bank and move money around done All direct debtis have come out and I've put money aside for this months rent and I still have £105 to get me through to Thursday, the next few days should be easy
. - Check one poll done Earned 40p
- Make hairdresser appointment for Wednesday done Day might be starting to get better, I managed to get an appointment for tomorrow
, my hair badly needs done, as not had it done since before dd was born. - Read through new work that has come in and schedule in diary done
- Catch up with the laundry Work In Progress
- Wash dh’s overalls using powder I’m being paid to trial I will do this tomorrow as there is more washing than I thought so won't get it all done today.
- Update company accounts done
- Look at available work done
- Type up clients’ documents done
- Collect ds from school done
- Compete available surveys done Its quite on the survey front today
- Breakfast and lunch from stores done
- Treating me and ds to a takeaway tonight if bank says yes The bank said yes
- Do some of the ironing pile I did not get time to do this today so will do it tomorrow.
- Do some course work I will do this later once kids are in bed.
- Clean, tidy and hoover house All done apart from dd's room but she is sleeping so I will do it tomorrow.
Aiming to get Debt Free.0 -
I'm having a NSD and eating food from the cupboard and freezer." The greatest wealth is to live content with little."
Plato0 -
Morning everyone. Thanks Pixie for starting the thread
Today I have/will
Showered using free toiletries from my recent hotel stay
Free morning coffee using sachet from my recent hotel stay, then more free coffee at work
Washing on line to dry
Checked online banking. No nasty surprises
Cancelled magazine subscription
Brought packed lunch to work
Charged phones at work
Free parking at local station then used train pass
Cant think of anything else atm.
Have a great day all.Debt free since December 2015. It can be done0 -
Good Morning all
Pixie - Thanks for starting us off
Karb - Hope things start to get easier for you
Today's little list (very repititive, but feel better for listing)
Check Banks
Check Swapits (for LO) and list "cards" for swapping
Comps
Paperwork
List more books on Greenmetropolis
List stock and send list to all friends
Washing & Ironing (may treat myself to a DVD while doing ironing)
CV
ITV comps
Update food tracker (1 1/2 lb gain - not bad for 3 weeks)
Cut grass
Put garden table and chairs away, shed jenga to take place later
Library after school
Make buns for LO after school
Love to you all, have a great day
More decluttering
C xGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520
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