avoiding the phone

Hermione54

I also had some debt before this which i never paid and have never been in touch with the bank to resolve it!

I expect the telephone calls relate to the money you still owe. The bank is either trying to resolve it with you before it's too late and becomes statute barred, or have passed it on to a debt collecting agency.

slippery_slope

Hermione54 wrote: »

I also had some debt before this which i never paid and have never been in touch with the bank to resolve it!

I expect the telephone calls relate to the money you still owe. The bank is either trying to resolve it with you before it's too late and becomes statute barred, or have passed it on to a debt collecting agency.

its been over 6 years now and no contact from the lender at all until now, if in fact it is them phoning me!!

thanks for the advice i was not aware of "statute barred" according to some info i read on it after 6 years its not legal to pursue me for the dept!! fantastic!! i think myself very lucky not to have been so called blacklisted for it, but what the hell i have'nt got the money for them anyway!!

ibleedred

Hi all,

I have also, just this second had a text message from "moneyalert", it says:

"Welcome to your new A&L Credit Card Account! You will receive your PIN, followed by your card and credit limit, in the next 10 days"

It also has the ! mark in it?? Seems very very very dodgy as I haven't ordered a credit card, my problem is that my phone is a company one, and because of that hundreds of people have my number, could it be some sad little person with a personal grudge???

Just doesn't add up??

Ytaya

Telephone A&L and see what you can find out?

Jo.1981

I have just received a text message saying Please call GVI on 08004046601. Dunno what's it about I have debt but nothing outstanding that I know off. I see this number has been talked about before here and I don't know whether to phone it or not.

My logic is screaming if it was important they would phone me.

browolf

gvi some sort of debt collection agency according to
http://www.consumeractiongroup.co.uk/forum/sitemap/t-88106.html

jamalfatty

For those getting texts/calls about a debt they nothing of, has anyone had your number before you did? e.g. business mobile etc. If so, they may still have that number listed for someone else

harry99_2

I received a call from GVI the other night informing me that I was in arrears on my credit card when I had nothing through the post from them. he was quite instant that I paid the sum over the phone. and he could not understand why I would not just pay a strange company who phones me at home.

Instead I called my card company the next day to resolve the matter and at the same time ask them to put a note on my account to never ring me at home. if this happens I will be very surprised. but at least I asked.

But the seem to be working on behalf of Virgin/MBNA. The card recommended to me by this site.

tishywish

GVI have been a nightmare for me, 4 or 5 phone calls a day including Easter Sunday. After that I wrote to them telling them all contact with me has to be by post - and I haven't heard a word since. Like Harry99 they couldn't understand why I wouldn't give them my card details so they could take a payment off at a later date!

maz1964

Hi all

Gvi are global vantedge have sent me a letter and now are texting me to call them, i have contacted mbna via letter advised them to only write to me by letter and still getting the calls and the requests to call them

so should i do the next letter the reporting of not corresponding with me in the written letter format as i have requested and not to phone me?

The golden rule on here from all appears do not call and discuss on phone only liase in writing,

ciao for now maz