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HB / Income Support

Looking for some help and guidance.

After a near 4 month wait for housing benefit we have finally received a notice of what we are entitled to.

£21.41 a week.

We were advised by numerous staff members at the benefits office this was our best plan of action. To receive housing benefit, my partner had to cancel her income support which I believe is around £60 a week.

Simple maths tell me, housing benefits is completely pointless in my case and infact has cost us in income around £640 in the 4 months we have been waiting for a result to our housing benefit claim.

Rough estimate - Housing benefit £20 a week - 16 weeks = £320
Rough estimate - Income support £60 a week - 16 weeks = £960

My question is -

Can I simply cancel housing benefit and restart my partners claim for income support?

Will income support affect tax credits? We currently receive child tax credits and working tax credits.

Can I complain to someone about the terrible advice we have been given?

:beer:

Comments

  • nannytone_2
    nannytone_2 Posts: 13,007 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    if you live together, you would not be entitled to income support, unless she is a carer. and to be honest, even if tht were the case, if you are fit and working, you would probably be earning too much.

    income support is only for lone parents/carers.
  • M1L1X
    M1L1X Posts: 9 Forumite
    I hadn't realised she lost the entitlement to income support once we started living together.

    I earn a fair wage, but as she is a stay at home mum unfortunately we rely on just my wage.
  • nannytone_2
    nannytone_2 Posts: 13,007 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    plus child tax credits and child benefit.
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    M1L1X wrote: »
    I hadn't realised she lost the entitlement to income support once we started living together.

    I earn a fair wage, but as she is a stay at home mum unfortunately we rely on just my wage.
    and the tax credits.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • M1L1X
    M1L1X Posts: 9 Forumite
    Correct. Unfortunately when budgeting I hadn't taken that into account.

    Thanks for your help
  • karenx
    karenx Posts: 4,988 Forumite
    You dont really have any options, she isnt entitled to income support so the advice you got was correct. Cancel income support. And I hope she has cancelled her single tax credits claim and claimed as a couple
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