Student loans for very mature students

Wyndham

Marybelle - sorry to hear that. We're not all bad though (at least I hope not!)

davestretty

Taiko I believe the post that was removed was the one where you accused me of supporting fraud.
I'm afraid I can't recall (or did not see) the post that was helpful. Did I miss the one where you confirmed my conclusions on eligibility for a loan and/or grant after reaching 60 during a degree course?

davestretty

Taiko, I certainly do not support deliberate fraud and am greatly offended by any suggestion otherwise.
I am sympathetic to mistakes and misunderstandings when a layperson deals with the complex and confusing civil service juggernought. Obviously you are not (your many posts)
You still give no accurate and helpful information on this subject though. I am afraid your lack of judgement, inability to analyse and disseminate information and obvious bias must call into question all your "advice". I wonder if the state investment in your education was value for money.

Apologies if this does not make sense but was in response to an unpleasant post from Taiko which has since been removed by the mod.

Mara69

I notice the OP has failed to pick up my comments about them having to complete an Access course. Without the right entry qualifications the OP has no chance of even being offered a place at University...

davestretty

Though not relevant to the original post, but for your peace of mind, let me assure you that I have the required formal entry qualifications and experience. I did not pick up on the original comment as it was not relevant to other interested readers.

dizzyrascal

Mara69 wrote: »

I notice the OP has failed to pick up my comments about them having to complete an Access course. Without the right entry qualifications the OP has no chance of even being offered a place at University...

This is not actually correct. As a 58 year old applicant he would be taken on merit. A course tutor would look at his motivation and may ask that he and his wife complete a short course before commencing study. This may mean completing a short OU module or completing some set work and submitting it for appraisal.
If the university that he wants to attend has a lifelong learning department he may be able to do some level 1 courses there before starting full-time study.
Entry to any course is entirely at the discretion of the admissions tutors.
Access courses tend to be for those who have limited or no qualifications and are useful to get people to focus on the level of work they will need to do.

Mara69

davestretty wrote: »

Though not relevant to the original post, but for your peace of mind, let me assure you that I have the required formal entry qualifications and experience. I did not pick up on the original comment as it was not relevant to other interested readers.

Thanks, I'll sleep so much better now

dizzyrascal wrote: »

This is not actually correct. As a 58 year old applicant he would be taken on merit. A course tutor would look at his motivation and may ask that he and his wife complete a short course before commencing study

Well, at the moment his motivation appears to be entirely financial!

dizzyrascal

Well, at the moment his motivation appears to be entirely financial!

Really? How do you know?
You must have other issues or perhaps you haven't read the posts properly.
I see someone who may be made redundant and is looking for a productive way to use that time. In short, can he do a degree? Something that he has declared he has always wanted to do.
During his research he discovered that if his income remains lower than the payback threshold, it seems that he may not have to repay the loan.
His original question was an attempt to try to confirm his original suspicion.
Since he posted this question there has been a lot of nasty and judgemental posts basically saying that for some reason, he does not deserve this chance of higher education. To me this is very short-sighted and narrow-minded.
Perhaps education should only be for the rich and that way society can keep the rich-poor divide and no one, other than the rich, can be aloud to achieve above their station.

marybelle01

dizzyrascal wrote: »

Well, at the moment his motivation appears to be entirely financial!

Really? How do you know?

Perhaps it is because of comments like...

davestretty wrote: »

If so this is a great way for mature redundants to receive an "income" and re-educate at no cost to us. Whoopee does this mean that this mean and penny pinching govt has left us oldies a loophole ?
If this is the case I also could "retire" early (59) and do the same, thus getting round to some degree (haha) the increase in state pension age for both men, and more scandalously, women from 60 to 66.

davestretty wrote: »

This should go some way towards compensating us for the theft of ~£30k of my wife's old age pension (age 60 to 66)

zzzLazyDaisy

I am confused. The original post was about OP's wife, and the financial feasability of her going to university. Nothing more has been said about her - does she want to go to uni? Does she have the qualifications? Is there a uni close to home offering the course she wants to take? Is she even aware that she is being groomed for university in order to bring money into the house in the form of an un-repayable loan to make up for the loss of her pension (I am simply paraphrasing what OP has said).

I agree that this thread may be a useful source of information for any older people wanting to do a first degree, but I can't help but wonder what has happened to OP's wife.... nothing has been said about her since the first post....

Signed

Worried, of Cheshire.