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No Overdraft !!!! YES YES YESssss!!!

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Comments

  • well done! and keep it that way!
    Make £10 a day challenge March 2013 £101.24 / £240 :j
    WSC 10 March - £0 / £5
    Debt £17,294 - 7th March
  • Congratulations!! One day, I hope to live the same dream. :beer:
    How long til pay day? :eek:
    March Grocery Challenge - £69.54 / £300
  • Storm
    Storm Posts: 1,749 Forumite
    Debt-free and Proud!
    Fab news - I hate my overdraft too, and it seems to be coming down far too slowly for my liking!
    Total Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
    O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
    Total Debt 30th April 2008: £0 100% paid off!

    PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT ;)
  • Congratulations, well done!

    It's a great feeling isn't it? Since I cleared my overdraft I hate dipping into it at all! Last month I went £2 into my overdraft and the same day transferred £10 online from my other account to clear it.

    Debt-free spending from now on!
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • Well done Bambi,

    I was so pleased to get rid of mine. It was a big milestone. :T
    "Tomorrow is always fresh, with no mistakes in it." (Montgomery, L.M.(1908). Anne of Green Gables.)
    Debt Free Nerd No. 186 Debt was £16,534.03 Now £9,588.50
  • Bambi234
    Bambi234 Posts: 153 Forumite
    Part of the Furniture Combo Breaker
    The one thing it took me a while to get my head around was that the overdraft wasn't my money. i would look at the account and see ooooh i have another £250 available to me not omg im £800 o/d. Now i have the money im thinking it has to have a really good reason to not stay in the account. (still undecided if beer is a good reason)
    Lightbulb Moment :idea: Sept 2006

    Proud to be dealing with my debts.

    Official DFW Nerd No. 254

    Debt Free prediction 14/11/09 ( DEBT FREE 27/09/09
    )
    Sealed Pot challenge No 664
  • anniestar
    anniestar Posts: 2,600 Forumite
    Fantastic news. Very well done.
    Blind as you run...aware you were staring at the sun.

    And when no hope was left inside on that starry starry night.

    :A Level 42- the reason I exist. :A
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    That's fantastic, you should be really proud of yourself! Well done xx
    January budget
    Nothing left!
  • Well done :j

    Can't wait til I can post the same. A few more months though, then I'll :dance:

    Jx
    Debt at LBM £15231.43:eek: now £11397.43 Coming Down :D
    Snowball says DFD [strike]March[/strike] Feb 2010
    Official DFW Nerd No: 218 ;)

    Proud to be dealing with my debts
  • cmjohnson_86
    cmjohnson_86 Posts: 1,468 Forumite
    Well done!! Its a great feeling i imagine. I cleared my credit card today and that felt good. Only overdraft and loan from dad to go!! 2007 is going to be a year for both of us and many more to becoming debt free

    Well done again and goodluck for the future.
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