purchase shopping cover

woody9452

have i been paying ppi...

so i sent off the initial letter asking for my terms and conditions and information on my account.

I have an account with house of fraser and topshop...both santander. so obviously both are identical contracts, i see nothing on either of them about PPI.. all i see is a box saying

'i wish to purchase shopping cover' which is un ticked and unsigned by myself, its left blank.

A separate box below this says

' agreement signed for and on behalf of GE capital bank limited' where a employee has signed and dated.

my question is how can i tell from my bill if ive been paying PPI...

in some old bills the amount due is say £31.73 (interest on this being £14.77 and the balance now due is £793.26) in the letter i received back from santander it says the minimum payment is the sum of interest, ppi premiums , and charges plus 1% of your remain balance.....this would total £22 something..?!

please help im confused....

magpiecottage

It sounds like you have received a standard letter.

However, I would expect the statements to detail all new debits to the account - including new purchases, interest and, if you had it, PPI premiums.

So the way to find out is to look at the statements.