Zopa. Neither a borrower nor a lender be!

jay78

Once they have done the credit check with Equifax, and then you apply for a loan is that it? Do they carry out any other credit checks?

Thanks

Hazzanet

They check Equifax, Experian and Callcredit.

In my case, they gave me a call to chat though my Experian credit file - why I'd applied for certain things, and what I used the money for. In my case I was moving a loan to them due to poor service at my current bank, so I explained to them exactly that. They also called at work to check I was there!

Money was in my bank about a week later, and a bottle of champagne sent to me to boot!

Hope that helps.

Hazzanet

Mike_by_the_Sea

If anybody is considering lending or borrowing with Zopa, could you please have a look at my charity thread.

http://forums.moneysavingexpert.com/showthread.html?t=232121

Thank you

lynzpower

hi there all

Just wonderin if anyone in the know can help me out here

Ive been looking for a solution to my OHs Cahoot flexi loan crisis.

He has had his rate go u p & up recently, and would benefit from having something a bit more, er, predictable.

He is temping at the mo, although he meets his payments

Hes been refused a 2nd credit card ( he has one @ 0% to take half of his loan) and now needs alternative finance for the remainder of the loan ( 1500)

Would Zopa be able to help or not?

savvy

Lynzpower have you seen the Zopa Discussion Thread?

lynzpower

nope, sorry ill look about

savvy

Hi lynzpower
Just incase you didn't find it, I've merged your thread here.
HTH

spalding

Just to make sure everyone know if you looking at joining this currently in the referrers board you can earn upto £75 for lending or taking out a loan worth checking out if your thinking of joining

TechnoBadger

I think that the current referral deal is now over at Zopa. But I believe that there may be another one on the horizon. Check out http://uk.zopa.com/ZopaWeb/ now and then.

MarkyMarkD

That's rather cynical. I'm sure that the lucky person who opts to take up the offer could anonymise the screenshots they provide, if they have any nous.