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How do you motivate yourself to manage your money?
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Motivated by how hard it is to earn/make money that you shouldnt waste it, though i still do live freely when it comes to day 2 day items and food as you have to enjoy yourself as well!
Im also down quite a bit in a few shares like Barclays which will come good in yrs to come but no long invest in single shares but a few hundred a month in funds then rest in isa/nsandi0
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