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MBNA credit card ppi - help please
superlukey
Posts: 155 Forumite
Hi there
First time on the forums today - I always read them but never registered before.
A quick question - I have had lots of credit cards and loans over the years and never took the PPI option because we always thought it was a bit of a con. However I was always unsure about MBNA and the other day I found a statement from 2005 with a PPI payment on it - trouble is I have destroyed all other statements so this is all I have.
Complication - I do still have the account with them but we are now on a DMP with CCCS and have a large outstanding balance with MBNA amongst others - can I still try and claim it back? Is it best to do the SAR plus £10 for starters to get my records sent over?
Any advice much appreciated!
First time on the forums today - I always read them but never registered before.
A quick question - I have had lots of credit cards and loans over the years and never took the PPI option because we always thought it was a bit of a con. However I was always unsure about MBNA and the other day I found a statement from 2005 with a PPI payment on it - trouble is I have destroyed all other statements so this is all I have.
Complication - I do still have the account with them but we are now on a DMP with CCCS and have a large outstanding balance with MBNA amongst others - can I still try and claim it back? Is it best to do the SAR plus £10 for starters to get my records sent over?
Any advice much appreciated!
0
Comments
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hi, Superlukey I am also in a similar situation, dmp with cccs, due to huge overspending on c/cards and 1 or 2 loans, i am gonna watch your replies to see if sheds any light on hopes that i have!
Im confused as how do i "prove" that i was mis-sold ppi info?
Good luck & fingers crossed eh!0 -
Hi there, yes not sure about how to prove it. Can't really remember how I took out the card but probably over the phone as it was yonks ago before online applications became popular.
Hoping there's someone out there that can help us!
Cheers0
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