We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
OMG total LBM!!!!

Saving_the_family_silver
Posts: 43 Forumite
Let the fun begin.
I am 33 with a 8 year dd single mum. A bit a bout me I work full time (well more than full time with the mad over time I do) Come to the realisation that I should have thousands saved but only have £170 in the bank saved and have decided to set myself some goals:

Today I have done my Zumba or Zomba as dd has nicked named it as I look like a zombie extra as she said I can't dance and shouldn't join a class properly :rotfl: but i enjoy it and its fun so oh well
List for today:
As you can tell I like my lists so here we go
I am 33 with a 8 year dd single mum. A bit a bout me I work full time (well more than full time with the mad over time I do) Come to the realisation that I should have thousands saved but only have £170 in the bank saved and have decided to set myself some goals:
- save at least £10000 for the next 3 years
- Lose 46 pounds in weight
- Learn where all my money goes
- Learn to say the word no more

Today I have done my Zumba or Zomba as dd has nicked named it as I look like a zombie extra as she said I can't dance and shouldn't join a class properly :rotfl: but i enjoy it and its fun so oh well

List for today:
- Iron the holiday clothes and put away
- Tidy livingroom
- Sort out dd room
- Do a menu plan for the week
As you can tell I like my lists so here we go
My personal make life better challenge:
Sep 2011 - Sep 2012 - £10000 needed £670.68 Got
Sealed pot challenge member 1403
Sep 2011 - Sep 2012 - £10000 needed £670.68 Got
Sealed pot challenge member 1403
0
Comments
-
Welcome to the boards. Good luck reaching your goals.DEBT TOTAL: £7609.440
-
Not been on for a bit mums computer died and she had to borrow the laptop.
Spent quite a lot of money on DD's birthday party bags how can little pieces of colorful plastic cost so much :eek: but I suppose that's it for another year phew.
I have put £1.55 in my sealed pot and really need to join the group 5p of which I found on the floor at workwell every little helps, that's about it really god what an exciting life I lead :rotfl:
My personal make life better challenge:
Sep 2011 - Sep 2012 - £10000 needed £670.68 Got
Sealed pot challenge member 14030 -
Well have to say my house is looking very tidy and well organised. I did dd's room last night nearly killed me took 4 hours :mad: why do kids rip up bits of papaer and put them in every tiny space going. Well now she has a room to be proud of for 5 minutes.
I have got rid of about 50 books sorry Mr Tbut their charity shelves look very well stocked
so hopefully will raise a load of money for charity.
I feel like i have no clothes left .... well OK I DO have clothes but not the normal amount a female requires to function properly :rotfl: but no mors clothes until christmas are allowed to be bought under the new budget but on the upside I found two pairs of jeans I had forgotten and they fit me :T
So here's to a nice NSD unless some disaster strikes to spoil my plans lol.My personal make life better challenge:
Sep 2011 - Sep 2012 - £10000 needed £670.68 Got
Sealed pot challenge member 14030 -
Hello!
If you're looking for cheap meal ideas, there's some good stuff on NetMums: netmums.com/food/Cooking_on_a_Budget.266/
I'm not a Mum, but I use them! Ha! Another thing is to try and keep your receipts when you go shopping, even to the cornershop, then tot them up at the end of the month. It's rather shocking to see what you actually spend!“Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.” ― Albert Einstein
~
"It's not who you are underneath. It's what you do that defines you." ― Rachel Dawes (Batman Begins movie 2005)
0 -
Hi Saving - love the start of your diary, I'm in a similar position, single mum who doesn't really know where the money goes, even though I try to keep a spreadsheet of all spends, I'm always catching up on last month's spends......for example, I'm already £38 into next month's salary and it's only the 8th of the month
and I have more expenses coming up.........
Fancy coming and tackling my DD's room as you're so organised? My house is a tip, a constant work in progress, lol.0 -
Well I have been very good had a total NSD yayyy me :T lol
I did find another 5p today in my coat so have put 10p in my sealed jarI think I have about £10 ish saved now.
Looked at that site teeny and theres some great ideas there so going to base most of my menu on some recipes there thanks you for the tip
kitt thanks for the kind offer of sorting your dd's room but think I ill pass lol :rotfl: one dd is far too much for little old me ha ha on the money front I use software called budget calandar which works well for me you just input all your bills and how often they need to be paid it works it out until 2012 it keeps me on track quite well, I think its well worth looking atMy personal make life better challenge:
Sep 2011 - Sep 2012 - £10000 needed £670.68 Got
Sealed pot challenge member 14030 -
Right need to get my butt in gear so far have done:
[STRIKE]- Washed up
- 2 loads of washing
- Cleaned kitchen
- 1 load of ironing
Need to do:-
[STRIKE]
- Sort party bags out for dd's birthday tomorrow
- Hoover the house
- 2 loads of ironing
- put washing away
- clean both bathrooms
- do a tip run[/STRIKE]
So better get off the laptop and do somethingMy personal make life better challenge:
Sep 2011 - Sep 2012 - £10000 needed £670.68 Got
Sealed pot challenge member 14030 -
Did all my jobs however not the best MSE day ever. DD has totally run out of clothes so bit the bullet and took her clothes shopping how on earth does an 8 (turning 9 tomorrow) year old end up wearing 12 year old clothes either shes big for her age or clothes are getting smaller :think: so £80 later I end up wondering if they might last her until christmas lol. We had a great day though so well worth it.
About £15 gone in my sealed tin but that's a whole different storyMy personal make life better challenge:
Sep 2011 - Sep 2012 - £10000 needed £670.68 Got
Sealed pot challenge member 14030 -
Just popping along to wish you good luck - I like your username too!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Thank you savingholmes and welcome to my ramblings
Well today is dd's 9th birthday happy birthday baby xx :bdaycake: this is for you and don't eat it all at once x lol
So NOT going to be a NSD off to pizza hut for her party and then have a few people round for tea.My personal make life better challenge:
Sep 2011 - Sep 2012 - £10000 needed £670.68 Got
Sealed pot challenge member 14030
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards