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Blackhorse ppi refused

Hi all for over one year i have been fighting Blackhorse to get my mis-sold PPI back which i took out between 2003 and 2005 these were 4 different loans. last year i received a cheque for 440 pound for one of my loans and in May this year i got another cheque for 96.00. These loans were in 2003 and 2005.

My other 2 loans that i have been waiting to see the outcome off are also from 2003, but my PPI on them is one is for over 4000 and the other is for over 3000.

I received my letter from Blackhorse this morning only to find that they will not be paying me out as they think they have sold the PPI fairly!!!!

They also say i cant contact the Ombusman because they will only consider any complaints regarding policies that were sold between 1st December 2001 and 31st March 2003!!!!!!!:mad: My 2 complaints are for May 2003 and August 2003.

Can anyone give me advice im at my wits end with this.:(

Comments

  • DrSqueeze
    DrSqueeze Posts: 914 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 3 September 2011 at 3:31PM
    They should have advised you that you can actually refer your complaint to the Finance And Leasing Association (FLA) instead of the Ombudsman.

    http://www.fla.org.uk/consumers
  • valzy
    valzy Posts: 7 Forumite
    Yes they have said i can contact Finance Leasing Association, but i looked on there web page and it gives you a list of companies they deal with but no mention of Blackhorse :(
  • DrSqueeze
    DrSqueeze Posts: 914 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 3 September 2011 at 3:41PM
    valzy wrote: »
    Yes they have said i can contact Finance Leasing Association, but i looked on there web page and it gives you a list of companies they deal with but no mention of Blackhorse :(
    I believe Blackhorse loans between 1st April 2003 and 13th January 2005 do fall under the FLA's remit.

    You could call them on 020 7836 6511 to double check.
  • valzy
    valzy Posts: 7 Forumite
    Ok thanks will call them Monday, thanks.
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