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Sat/Sun 3rd/4th September What small DFW things will you do today?
Comments
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Welcome Miss Orangey Goodness
CandyDebts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
The thing i have done is I've started in a very tiny way to make some of the money in my current account "earn its keep" so to speak.
I normally pay for my petrol by debit card as I need it but budget for £5.50 per day, based on usual mileage. However, I've hit on the idea of paying a week's worth of money (£27.50) onto my credit card first and then purchasing my petrol using my credit card instead BUT closely record and monitor my "Petrol Spending". Benefits of this....- Money already allocated from current account so can't be spent on anything else!
- Money will temporarily reduce credit card balance and so reduce interest charged each month
- If I spend less than my budget, money saved acts as a "snowflake" towards CC debt

.
What does everyone else think?DFW'er - Lightbulb moment : 31st July 2009 - £18,499
28th October 2019 - £13,505 - 27% paid off.
Demolishing my House of Debt.. one brick at a time!!
Thinking of spending???..YNAB says "NO!!!!"0 -
Hello everyone
Sorry, a bit late today, but have been busy
- tidied and sorted items for boot sale which we did this afternoon. Didn't make a lot (not many people there tbh) but at least got something for the bits we no longer want and it's more clutter out of the way
- did weekly shop using list and stuck to budget
- put meal plans up on fridge for week ahead
- arranged swop of coat with sis - she's going to come and see us in a week or two which is brilliant (lives 250+ miles away)
- read a bit more of decluttering book
- make some Twinks hobnobs
- get OH to carry on excellent progress with clearing some of his clutter and likewise pick a drawer for me to complete
- allow OH enough 'off task' time to make scrummy Sunday dinner
- do some preparation for going back to work on Monday. Been on 3 weeks leave so it's going to be very hard

- get clothes lined up for next day so am not in a panic about what to wear (least of my worries really :rotfl:)
- take DS1 to football but NOT spend any money whilst waiting around to bring him back
- take DS3 to rugby and ditto
- make weekly timetable so I can see what nights I can fit in things I want to do around DSs activities/sporty stuff
- have an early night (bath, book and relax)
Getting there...slowly!
GC : must do better
NSD: very rare
No matter how slow I go I am lapping everyone on the couch.0 - tidied and sorted items for boot sale which we did this afternoon. Didn't make a lot (not many people there tbh) but at least got something for the bits we no longer want and it's more clutter out of the way
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Late post from me today. Hope everyone is having a good weekend.
Completed list from today:- Done some of the required work
- Checked emails
- Completed available surveys
- Completed daily clicks
- Got some of the washing done
- Got some of the ironing pile done
- Had a quick shower
- Bathed dd
- Do the required work
- Check emails
- Complete daily clicks
- Sort paperwork
- Submit s&s paperwork
- Sort diary for next week
- List 5 items online for sale
- Finalise accounts for August and raise due invoices
- Catch up with the washing
- Quick shower
- Bath dd
I think that is everything for this weekend.Aiming to get Debt Free.0 -
Sorry, forgot to mention I got another Piggy Bank for 99p from a charity shop. I now have four in total - one for pennies and tuppences, one for five pences, one for ten pences and today's addition is for twenty pence pieces
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I'm not sure how much is in them but I don't want to know either
. I am very good and never "dip" into them. DFW'er - Lightbulb moment : 31st July 2009 - £18,499
28th October 2019 - £13,505 - 27% paid off.
Demolishing my House of Debt.. one brick at a time!!
Thinking of spending???..YNAB says "NO!!!!"0 -
Welcome miss orangey goodness and blue elephant
Todays list:- bedding washed and out to line dry
- meals from stores
- check banking/ emails
- make up sandwich fillers
- iron clothes for the week
- visit my sis and see my nieces
Have a good Sunday everyone.0 -
Monring all!
At last the visitors have gone:j:j It seemed like a marathon stay this time......
So today is getting back to normal and getting ready for first day at work after 6 weeks off:eek:
I've already taken the dogs to the park and picked a load of pears off the tree in the back garden for mum to take home and packed them off with a packed lunch for the journey home.
The rest of today....- Do 2 loads of washing - bedding and towels from visitors done
- Quick hoover round and dust done
- Get clothes ready for work tomorrow (inset day) and first few days back in 'proper' work done
- Make sweet potato soup for tea changed mind as it was too warm
- Stick to diet - been difficult with visitors but haven't gone mad thankfully done so far
- Maybe dye hair with bargain hait dye (its was priced wrongly on the shelf and so ended up costing me £3 after I'd taken overpriced receipt to customer services:T for a refund) Can't be bothered!
- Do physics scheme of work tidying up (probably about 2 hours) done
- Look at first few 6th form lessons again done
- Maybe do a couple of biology lessons if time done
- Stay in tonight and watch extra Corrie and Fred West thing
- If the front lawn dries out mow it! (Noone can see the back so that can wait!) done
- Update diary done
- Get textbook ready to send after selling it for £15 on Amazon done
- Go through meal plan for the week and jig it about if necessary done
- Have a rest in my lovely quiet house! doing now!
January grocery spending - £82.73/ £1200 -
Morning everyone.
After yesterdays wet and soggy day the sun is out today! :j
Haven't done much today so far, had a £1.70 sale on Ebay so hopefully that will be paid for today and I can get it wrapped to post tomorrow and help with my declutter! Have taken interesting recipies out of a supermarket mag which has gone in the recycling and fed pooches.
Gonna get a quick shower and dressed in a min and think about brekkie as OH still in bed.
Not a lot planned, will take dogs for a long walk as the weather is good, might pop up to Aldi for a couple of bits and spend the afternoon doing boring diploma assignments,then get a few bits on Ebay this evening.
Was given a bag of apples off my aunt yesterday
so they are to sort and stew for the freezer at some point too but not urgent!
Have a nice relaxing Sunday everyone!0 -
hi guys :hello:
I'm working overtime :T
Brought lunch in but hopefully won't be here that long...
Sorted out laundry too - MIL said we can do it at hers as we're going round for Sunday lunch :T Yay!
Have a good rest of weekend everyone!0 -
Sounds like lots of people having good Sundays :j
So far I have- done some prep for back to work
- cooked rhubarb ready to make Bagpuss's microwave pudding (quick and yum)
- made batch of twinks for DSs snacks in week ahead ( they are not back to school til Wednesday
- lunch from what we had in
- done football & rugby training (OK, not me :rotfl:)
- OH cooking Sunday dinner as we speak
- read another chapter of declutter book
- hokey cokie of sports stuff underway
- checked bank - all as expected
- taken out cash we need for this week
- got lunch money for DSs portioned out
- chosen clothes for tomorrow so I don't have to think in the morning
- will attempt to get DS1 to put in application for Christmas job (he wants to, just hasn't 'gotaroundtoit' ; no wonder my BP goes up!) ditto DofE presentation; ditto tidying room etc
- plan for bath & early night
Getting there...slowly!
GC : must do better
NSD: very rare
No matter how slow I go I am lapping everyone on the couch.0
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