Sat/Sun 3rd/4th September What small DFW things will you do today?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning guys :wave: woohoo its the weekend :j and the first of my 16 days off! I don't think I've ever had 2 weeks off before - usually its a week or 10 days!

So what will I do this weekend?

• [STRIKE]check banking & cc statement[/STRIKE]

[STRIKE]tranfer £15 Halifax Rewards (3 accounts - mine, oh's & joint :money:) into savings
[/STRIKE]

• [STRIKE]withdrew £135 out of savings[/STRIKE]
  
• go through fridge/cupboards & work out what needs using up
• meal plan for the week - major drive on using everything up at the moment in prep for the move
• list a couple of things on ebay - need to speak to my son first as they probably will want to collect while we're on holiday
• pack up some stuff
• [STRIKE]buy the glasses I have found online[/STRIKE] - £23 incl delivery! specsavers wanted £39 just to change the lenses in 1 of my pairs!
• read my book/maybe go to the park with a blanket as its going to be a nice day & catch some rays while I'm at it :T
• go for a run & a swim
• all meals from stores
• [STRIKE]find travel ins[/STRIKE] £14.09 for annual cover not bad :money:
  
• helping ex-mil with Avon tomorrow
• going out for a meal with oh tomorrow evening - with a voucher of course for a free bottle of wine :T
• HC x2 @30 & line dry
  

ok that's all for now happy days everyone, I hope whereever you are the sun is shinning x

kjp

Morning all!

Happy Saturday!

Thanks DNMS for starting the thread!

Today I have/will:
Check banking
Check TCB
Check Ebay - free listing this weekend, people!
Work at old job - now only doing 5 hours not 7 as one of the girls there could do with the extra couple hours - fine by me!
Collect wages from last week!
LSD - try try try - off out tonight, will only spend money in my purse then go to water... Nice thought!
Try and squeeze in some essaying
Visit my granddad to say happy birthday - jump in mom's car to save petrol!
Try & stop by to collect my friend's housewarming present from my mom's crafty friend.

Hope everyone has a great day, out on the town tonight with my cousins so should be a good night, have the boyfriend taxi arranged and will try my hardest to only spend the money in my purse - won't get into rounds and will supplement every malibu and coke with a plain coke I think!

Enjoy your days!

Kx

ixia

Morning determined and everyone else who follows

List for today:

• tidy the house
• sorted out budget last night so move money around
• do a survey
• check banking/emails/quidco
• give DD1 money fot her transcard
• maybe go grovery shopping
• fnd somethig to wear- going to a gig tonight
• Try to stick to budget for gig

Have a great weekend everyone

stitching_witch

Morning all. Thanks for starting us off DNMS, you're a star!! Yay, it's the weekend :j:j

I'm preparing for a trip into town so certainly won't be an NSD for me, but I'm hoing to keep it as DFW as I possibly can. It's only the 3rd of the month and I'm into my OD already

So far:

• ran DW overnight on Economy 7
• ran WM overnight on Economy 7
• made DH a packed lunch for work (but I think he's forgotten to take it!!)
• fed and watered the chickens
• printed off some vouchers to take to Mr T's
• checked banking
• updated Micr*s*ft Money

I will also:

• use the Park & Ride instead of the hugely expensive city centre car parks
• pay in cheque finally received from WTC which has been owing to me since January :T
• look for offers in Mr T's and ONLY buy what we need for the weekend (big shopping on Monday)
• shorten dress for customer who is collecting it at 5pm

I'll also be meeting DD and DGD in town for a coffee at our favourite little place. Not DFW I know, but good for the soul.

Have a great day and I'll catch up later, stitchy x

hp48910

Hi,
I plan to take advantage of eBay's insertion fee free weekend and list our multi-gym! I'm also making up a picnic with food (fortunately) left over from son's 16th BBQ last night. Will plan meals for week commencing 12/9/11 as I've already organised myself for next week! Online shopping being delivered this morn and that's saved some pennies and fuel!!

Good luck everyone x

Candy0107

Morning Gang

Thanks again to Determined for starting the thread. Enjoy your time off

Yay, Saturday – woke up to an empty house…heaven!

Hello to everyone!

Today I have/will do:
• Meals from stores
• LSD – only parking in town (unless hubby pays ) and postage
• Picking up my glasses if they are ready
• While I am in town go to the library
• Need to post back a book to BIL (it’s quite a thick book, but it needs to be sent back )
• Need to look at using 6 days holiday until the end of November
• Look into selling old textbooks as they are not needed any more – on my list from last week but I will actually list them this weekend
• Pay back £10 to my sealed pot
• Watching things on sky box rather than going out
• Read newspapers online
• Checked online banking – a dd has gone out
• Updated spreadsheet
• Moved pennies to my ISA
• Do online comps
• Done a couple of surveys
• Drink plenty of water
• Take meds to sort out hormones
• Put washing on at 30 degrees
• Fill in online and paper food diary

Have a fabby one!
Candy xxx

Pippilongstocking

Morning all

Another one looking to do a bit of ebaying this weekend
Tidy up house for various visitors arriving
Walk dogs for pal who I'm dog sitting for
Feed other chums cats
Alot of freezer stuff to do and reduced food to do a bit cooking with
Borrow hoover
Feed hens
Collect eggs
HC needing done but peeing down, indoor drying again!
Pick tomatoes and freeze more basil and pesto - I made pesto yay!

Thanks for the thread - will report back later

starnac

morning all. lots of people up early today. it's our wedding anniversary today!!!

my list for the weekend

take DD school shoe shopping - had to wait for payday
treat sister to lunch while out - not very DFW but I don't see her very often
work later
finish last bits of ironing
check banking
move money
try and get some NVQ work done - nearly there now
spend time with sister
not spend too much money in town today - not including shoes for DD which are budgeted for

that'll do for me for now. I'll update later

Happy weekend everyone

Clarienne

Morning all!

My budgets been busted this month as it was my daughters birthday and I had MIL staying for a week. Oh and then the dentists. Tried to be low spend but even that all adds up!

So far today I have:-
- totted up what I've overspent, and set up a small standing order into a savings account so I've got it ready this time next year.

Now I've got to:-
- crack on with an hours Lionbridge work, which is all going to go into the 1 debt in 100 days challenge.
- check Vivatic, ditto
- tomorrow make a trip to the allotment and have a look round the neighbourhood for people leaving out cardboard to cover the weeds with. If I'm lucky I'll get wood too!
- do the food plan today for next week, lots of money saving food for the next couple of weeks.

Arctic_Sky

Morning all, hope you don't mind if I join you?! Need a kick up the rear and to toe the line!

I'm house / pet sitting for my parents this week, so virtually nil food expenditure (you should see their freezers... and their allotment!)

Plans for the weekend:

• List my DS Lite on eBay (need the funds, and hey, free listing!)
• Low spend weekend (need to pay for a prescription, and will probably go to the pub tomorrow evening, but will stick to soft drinks / water!
• Food from stores
• Plough on with some xmas knitting

starnac - congratulations

Best to all, A

determined_new_ms

Happy anniversary starnac! I hope you get spoiled today x