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Problems obtaining home insurance due to existing open claim

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  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I looks like I will be uninsured till the claim is finally closed.

    Do you have a mortgage?
    Your lender has a vested interest in getting you insured (in fact it's normally a condition of a mortgage) because their loan is secured on your property.
  • Yes, with Nat West. I explained everything to them this morning and have asked for their advice. They said they would ring back after consulting their own professionals which could be today or tomorrow.
  • connee01 wrote: »
    thanks for everyones advice. It helps that people on this forum are so supportive. I have just sent a complaint by email to davies managed systems (the loss adjusters who are handling the claim and inet3 who are the company that took over ugm.

    I had not considered that the complaint should be sent by post. The problem is i will not be able to send a letter until i get back to work on the 12th.

    I blame the loss adjusters as they have delayed progress on repairing the house. The dryers were turned off for weeks at a time because of delays in authorising work. It's dragged on so much and i am really kicking myself that i did not act sooner but i was far to naive in believing we would be back in our house by now. I really don't understand the delays and it seems so wasteful. It's costing £700 pm to house us temporarily so you would think they would want it settled quickly.

    Thanks very much for your

    i have a very similar problem involving the same parties is yoru case resolved no
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