Losing JSA should I still sign for NI contribution?

sarahmoo

HI all

I lose my contribution based JSA next Tuesday (discussed in an earlier posting by me with some sound advice thanks!) as I have signed for too long....

My partner is on a £6 hour job and works 39 hours so we dont get income based.

I was advised by Job Centre that I have to wait at least 13 weeks before I can reclaim which will take me to mid December. Wondered what the merits were of signing in the meantime for my stamp...is it worth it? I am really confused to be honest.


I have also jsut learnt that I am entitled to claim carers allowance instead as I have an autistic child
.....can I still sign for NI stamp and claim this ...or what?

Sorry if this is really confused but then I am REALLY muddled! (and broke....)

Any help/guidance/tips/ anything really gratefully received thankyou
Thanks in advance mSE people x

HappyMJ

Child benefit in your name will also credit you with national insurance contributions so no there is no need to sign on unless you would like the jobcentres help to find a job but then you will have to go to the jobcentre every two weeks. I wouldn't bother.

chrisbur

You need to remember that there are two types of NI credits. You can be credited with Class 1 (they cover most things you need NI for) or Class 3 ( Only cover state pension needs and bereavement benefit)

I believe that the credit you get by signing on is Class 1 but the one you would get from getting child benefit is only Class 3. Not 100% sure but worth checking before you make a decission.

sarahmoo

Thanks to you both....how do I find out what type of NI credits I get. I really know very little about it. Is there a decent relevant website? Thanks again