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Help Marriott card charged BT fee

I recently took out a Matrriott Credit Card (halifax) which was through a link on this site and advertised as not having a BT fee. I have been charged £240.00 BT fee. I have raised this with halifax and they have told me that there is a fee and refuse to refund it. I cannot find the evidence or link to prove to them that it should be a no BT fee card. If anyone can provide me with the necessary evidence, I wuld be very grateful. many thanks

Comments

  • Astaroth
    Astaroth Posts: 5,444 Forumite
    https://www.partnerandaffinitycards.co.uk/apply/brand_marriott/tc.htm

    The above states that they charge a handling fee on balance transfers.... looks like you did the classic agreeing to terms and conditions without actually reading them
    All posts made are simply my own opinions and are neither professional advice nor the opinions of my employers
    No Advertising or Links in Signatures by Site Rules - MSE Forum Team 2
  • FK121
    FK121 Posts: 61 Forumite
    I didn't check T&C as the link from Martin's sticky article had this as one of the fee free BT cards. I just can't find that link now as the article has been updated, but it was deffo no BT fee as I wouldn't have applied otherwise. Anybody able to direct me to the link here it said there was no Bt fee, please?
  • oldfella
    oldfella Posts: 1,534 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    from the Halifax site for the Marriott card ....... http://www.halifax.co.uk/creditcards/Marriott.shtml
    Pay nothing on balance transfers for the first 6 months
    you could try argueing that you are not paying nothing ?

    Mike
  • Astaroth
    Astaroth Posts: 5,444 Forumite
    You should always read the Terms and Conditions for yourself rather than relying on information on a third party site.

    1) Most sites, including this one, gets paid for promoting certain companies - for example https://www.confused.com link at the top of the insurance forum is a sponsored link (aka advert)

    2) No matter how good the intentions of a third party website there will always be an amount of time from a company changing its offer, the third party site becoming aware that the offer has changed and having an opportunity for them to revise their own website
    All posts made are simply my own opinions and are neither professional advice nor the opinions of my employers
    No Advertising or Links in Signatures by Site Rules - MSE Forum Team 2
  • FK121
    FK121 Posts: 61 Forumite
    Thanks.Will try above suggestion otherwise expensive lesson to learn.
  • FK121
    FK121 Posts: 61 Forumite
    Thanks to oldfella. It worked. I contacted halifax. They initially fobbed me off saying their terms and conditions clearly stated that there was a bt fee. however I sent them a second letter with a copy of the web page which clearly stated "pay nothing on balance transfers for the first six months "and threatened to take them to the County Court if they did not refund me witihin 14 days. It worked and I have been refunded the full cost of the BT fee.
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