📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Vanquis not updating credit file

Hello all,

Hopefully someone might give some advice. I have a Vanquis card which did have around 90% of the credit used. It has now been reduced to around £100. What is really fustrating me is that Vanquis have not reported my account status for nearly two months now. I need to apply for a personal loan shortly but I know that with my credit file still reporting a high balance this will mark against me.

I have written to Vanquis but heard nothing back.

Any suggestions or experience??

Many thanks!!!!!!!!!!!

Comments

  • stclair
    stclair Posts: 6,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You should contact the credit reference agencies and ask them to raise the issue for you.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.4K Banking & Borrowing
  • 252.9K Reduce Debt & Boost Income
  • 453.3K Spending & Discounts
  • 243.4K Work, Benefits & Business
  • 598K Mortgages, Homes & Bills
  • 176.6K Life & Family
  • 256.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.