Tuesday 30th August 2011 What small DFW things will you do today????

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi everyone :wave: back to work today but only 4 days & then I'm off for 2 weeks :j Better get a move on then!

• [STRIKE]checked banking & cc statement[/STRIKE] - still no cashback...
• breakfast, lunch & dinner from stores - [STRIKE]banana smoothie fr brekkie using up last of over ripe bananas [/STRIKE]:money:
• walk to work as working in the office in my home town - saving 40 mins so petrol & clocking up some exercise nope drove
  
• leave purse at home so won't spend anything
• go for run & a swim after work - should keep me out of trouble!
• flylady/packing when I come home
• prepare what I need for picnic tomorrow night :lovethoug
• [STRIKE]hang up washing & do last load[/STRIKE] :j (its been about 2 weeks of continual washing to clear the back log we had )
• [STRIKE]marinate chicken for dinner tonight[/STRIKE]

ok so that's me for the days! Happy days everyone x

ixia

Morning everyone and thanks DNMS for starting us off have you no list today?- You had done it by the time I finished my post :rotfl:






My list for today:

• brekkie,lunch and dinner from stores
• hopefully get washing ot to line dry
• bought 2 subscriptions for mags- DD1 needs them for college got free gifts with both so not too bad.
• ordered second hand books from amazon for DD1 too for her course
• did the body shop offer on grabbit board- couldn't really afford it but it seemed rude not to will put away for girls stockings.
• will do a tidy when I get home from work
• car share to work

have a great day everyone!!

debtfreewannabe321

morning everyone i've been on holiday and need to get back into the mse ways thanks for starting thread dnms :T

so today i am going to:
*take ds to brantano to get school shoes rather than clarks
*have already checked online bank and dh bonus has NOT gone in :mad: so need to get on to this
*call dr's and if i get an app walk over rather than drive
*already have dinner on over night in slow cooker so once done, portion it out and freeze some
*sort out clothes for kids for autumn/winter see what i need for them and make a list as visiting primarni this week
*sort out washing from holidays and put away!

that will keep me busy enough i think have a great day all :A

stitching_witch

Good morning everyone, and thanks to DNMS for starting us off. It's dull and miserable here today, I just hope it doesn't rain!


So far:

• ran DW overnight on Economy 7 (now unloaded too)
• fed and watered the chickens and boxed up eggs to sell
• had HM granola for filling breakfast
• made packed lunches for DH and myself
• checked for surveys
• checked banking

I will also:

• take motorbike to work as I've had to give my boss' car back (well, I did borrow it for "a few days" almost two months ago!!)
• get paid for eggs
• keep checking surveys throughout the day
• knit at lunchtime to avoid the shops
• work out what to cook for dinner using these overgrown courgettes - getting a bit bored with stuffed marrow now
• get into sewing room for a couple of hours tonight, lots of orders to fulfil :j:j

I will also do something that seems to go against the DFW grain. As you all know very well, I hate my job!! It has me in tears constantly and I feel very unfulfilled as a person having to go there 9 days a fortnight. After much discussion with DH, he has agreed to me dropping my other Wednesday so I do a straight 4 day week.
I will continue to have a Grandma Day on alternate Wednesdays and the other one will be to concentrate on my business, stitching, website writing and visiting customers AND also to be a "proper" OS housewife - baking bread, cleaning, allotmenteering and all the things I don't seem to have time to do, but are part of who I am.

I'm going to chat to my boss today to see if he'll agree, but I can't see there'll be any problem there. I'll lose around £85 pm take home pay, but now DH is working full-time and my loan is paid off I feel it's an important step in the right direction. Fingers crossed for a good result.

stitchy x

shezam

Good morning all:

Today:

• Checked banking (minimum payment has come off for CC, move pennies to ISA)
• Have a busy day at work
• Free drinks at work
• read newpapers online
• Have a LSD (just need to get a few bits for dinner & a bday card!)
• Have a tidy up when get home from work, house hasn't been hoovered in days! no good when you've got a black carpet!
• Have a long relaxing bath tonight in the hope that I sleep a bit better than I have been lately.

Right thats all my ramblings for today!
Sx

DawnW

I am on leave this week :j:j:j

So, today:

Clean and tidy upstairs Only done one room

Continue to declutter office / guest room Nope

Put a couple of things on freecycle Done, 3 things promised already

Find homes for more things - we moved recently, and still seem to have random things everywhere Rehomed a couple of bits

Measure window in small bedroom with a view to buying new curtains in the sale. None of the ones from the 'old' house fit properly. It will be the only pair I will have had to buy though Done, got a nice pair in the sale

Maybe pick some blackberries later Nope

Cook chicken and roasted veg for dinner tonight In the oven now

Have a productive day everybody :wave:

serendipity1985

Morning everyone!!

Today I will be:
-All meals from home
-Free fruit at work
-Drive at 60 on the motorway (as long as I can find a lorry to stay behind!)
-Sit and write an email to try and get some Body Shop at Home sales
-Chase up wages from 2nd job that didn't get paid in on Friday
-List 3 things on eBay
-Go hunting for some blackberries for my lunches this week

Hope that everyone has a lovely day!!

WelshWoofer

Morning all!
Good decision Stitchy - bet its a weight off yor mind and a step in the right direction. Good luck!

Not too much to report today....

• Just been to the park with the dog
• Have a LSD
• Rejoin fat club tonight, not looking forward to the weigh in:o
• Stick to diet today
• Do about 3 hours school work - A level applied science today, forensics so at least its a bit more interesting!:p
• All food from stores - quorn lasagne and salad for tea I think
• Read library book
• Tidy kitchen a bit and clean fridge (mum coming on Thursday!)
• Continue with the new beautifying regime - today its feet (hard skin - bleurgghh!):eek:
• Try and sort out printer
• Look for vouchers/discounts for when mum is up visiting

That's all for now - hope everyone has a good day. xx

Yargo1

morning all.

back to work today! could really have done with just one more day off... hope the day goes quickly!!

pay day is wednesday so i am looking forward to that altough the joy wont last long .... but if i can pay a few bits off that will be good.

going to check online banking today and read paper online

Have a good day all, feeling a bit yuk as weather is total pants here....

~Yorkshire_Belle~

Here is my list for today:

• continue to tidy dining room. Bit of a misnomer as never eat in here and sit with my back to the mess when using the PC. So far have emptied all the cupboards, drawers and now have to tidy and sort it all back into place. MS because have found lots of spare change!
• slow cooker beef chilli about to get underway, all meals on meal plan
• bread out of breadmaker, smells lovely, used barleycorn flour
• take 3 bags of assorted things to charity shop
• use new pomodoro timer (£1.70 aldi) for 25 minute blasts of action (and then 5 min break )
• have checked bank etc and all as expected
• washing on, just about keeping up with the hokey cokey
• do some exercise, minimum walk to local shops, might break out the dvd I found yesterday and do some leaping round room ( would scare children though)
• record all eating and exercise on myfitnesspal ,trying to get a grip on reality so being very honest
• Get appointment for hair cut possibly colour?

Am on leave this week so hope to get some organisation back after summer chaos before order returns with the pattern of school days and boys football training etc

Good to be back :j

PS have never got the hang of posting pics on here; my url links are from Picasa, anyone know how to make them work please?

greenanne

here is my list for today.
have already done some washing which i think i will leave in doors to dry unless the sun comes out.
post last parcel of this batch to ebay buyer and see if i have anything else that can go on.
housework upstairs,bed already stripped.
check online banking.
have to go to asda for afew bits.but am going to do some baking instead of buying cakes or biscuits as i have all the stuff already in.
i'll let you know how that goes later.