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Fast track mortgage with over 40% deposit?
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christianh
Posts: 4 Newbie
My current mortgage deal with my current lender ends January 2012.
My house is valued very comfortably at 250K and I'd like to borrow 140K.
I am self employed and have accounts/records of 5 yrs plus but have used fast track mortgages in the past as my business only produces around 18K salary per annum.
I'm 40, have a faultless credit rating .
I'm sinlge without dependants and my income is supplemented by my lodger who pays £500 per month.
I'd like a five year fix this time around, can you recommend any lenders to approach, or, should i use a mortgage advisor?
Or, will i struggle due to new criteria?
Many thanks for any advice, best wishes,
Chris,
My house is valued very comfortably at 250K and I'd like to borrow 140K.
I am self employed and have accounts/records of 5 yrs plus but have used fast track mortgages in the past as my business only produces around 18K salary per annum.
I'm 40, have a faultless credit rating .
I'm sinlge without dependants and my income is supplemented by my lodger who pays £500 per month.
I'd like a five year fix this time around, can you recommend any lenders to approach, or, should i use a mortgage advisor?
Or, will i struggle due to new criteria?
Many thanks for any advice, best wishes,
Chris,
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