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Time needed to enforce IPA / IPO

clintflickers
Posts: 9 Forumite
hello everyone
anyone out there any idea how long before an automatic discharge date a change of circumstances can occur without the official receiver having time to enforce an IPA / IPO?
I know it's 21 days to inform them of a change in circs, and then 14 days to peruse their IPA offer, how does this translate realistically into a timescale that's comfortable? 35 days, or more, or less? Anyone any idea of the rules / standard practise here?
anyone out there any idea how long before an automatic discharge date a change of circumstances can occur without the official receiver having time to enforce an IPA / IPO?
I know it's 21 days to inform them of a change in circs, and then 14 days to peruse their IPA offer, how does this translate realistically into a timescale that's comfortable? 35 days, or more, or less? Anyone any idea of the rules / standard practise here?
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Comments
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Hi - I haven't anything to add except I was just about to post a similar post - 6 weeks to go and just got IPA through (its for a rediculous amount)!
Looking forwrad to the replies you getLearn from yesterday, live for today, plan for tomorrow0 -
thanks for replying! what, a brand new IPA? Or just an amended one?
I suppose it's less of an issue if you already have an IPA, and you have eg an increase in salary, as your IPA amount will change whenever your income does during the 36 months.
But for people moving from benefits to work, if they take a job before discharge, they're liable for 100% of their disposable income for 3 years. Whereas if they wait a little while longer, they're free and clear. Which is ridiculous. Unless I'm missing something?0 -
It's funny how these questions pop up all together.
This has been discussed a couple of times in the last week. The answers on this thread might prove useful to you both.
When I joined, I needed a name. The forum members gave one to me...I am INAN
"Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt0 -
Actually that thread was from me as well, and the reason I started a new one was because the question clearly wasn't answered, and so I felt I obviously hadn't asked it clearly enough; and thought a new thread the best way to go about that; apologies if that was the wrong thing to do.0
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The question was answered and in actual fact you answered it yourself, as you have done here.
It can take just 35 days to set up an IPA, but if you disagree with the figure the OR has come up with you can lengthen the process by entering into negotiations.
So basically you are safe within about the last 5 or 6 weeks.
How long do you have until AD?When I joined, I needed a name. The forum members gave one to me...I am INAN
"Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt0 -
Obviously the question hasn't been answered. My question was whether it was 35 days, or longer or shorter, and I was wondering whether there was anything else the OR could do in this type of case, eg apply for a stay of discharge if they think you're trying to avoid the IPA.0
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clintflickers wrote: »Obviously the question hasn't been answered. My question was whether it was 35 days, or longer or shorter, and I was wondering whether there was anything else the OR could do in this type of case, eg apply for a stay of discharge if they think you're trying to avoid the IPA.
This is a possibility but you don`t hear of it happening very often. To be honest you should not be asking for advice on how to dodge an IPA.:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
This is a possibility but you don`t hear of it happening very often. To be honest you should not be asking for advice on how to dodge an IPA.
Firstly I'm not asking how to 'dodge' an IPA, I'm asking about timescales and procedures relating to them.
Secondly, even if I were, why should I not be asking about it? Would it be illegal somehow for someone to arrange a new job starting date just late enough to get past their discharge date?0 -
You're effectively asking "how long is a piece of string?" - members have answered as best they can. An IPA could potentially be set up within a couple of weeks, or it could take a couple of months or longer.
If you are fit and well and looking for work then I would take a job if it is offered as in the current climate another offer may not come along for a while! As I suggested on your other thread, you can always take on voluntary work whilst seeking employment, at least that will bring your CV up to date.When I joined, I needed a name. The forum members gave one to me...I am INAN
"Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt0 -
To be honest you should not be asking for advice on how to dodge an IPA.
why ever not?
Or, are we treading on moralistic waters here, all of a sudden?
I refer all to DD's thread regarding BR's getting a raw deal?
For the OP, you yourself have established a suggested timeline.
Fermi has proffered a suggestion as to how to delay things beyond AD.
Regarding extending date of discharge?
I believe this usually occurs if the BR has been non co-operative.
Refusing to agree, in detail, the sums required under a surplus-based IPA doesn't fall under 'non-co-operative'
As for the IS applying to Court for an IPO?
This is not something that can occur instantly.
The Courts and the IS do not work hand-in-glove.
And, even if the OR is successful in getting a Court date for an IPO hearing, sooner rather than later......the BR has equal opportunity to place their own evidence before the Court, regarding expenditure......the OR would have to decide beforehand, whether they are going to achieve a positive outcome at Court.
Of course, if the BR fails to present evidence in support of their argument, or it is flimsy, then the Court has no choice but to find in favour of the OR.No, I don't think all other drivers are idiots......but some are determined to change my mind.......0
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