BH Monday 29th August 2011 What small DFW things will you do today????

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning :wave: me again! and hurrah to BH Monday loveliness :T ah its bliss to have another day off, really she's decidant (sp?) having an extra day to unwind & then its a shorter week as well :T:beer::T

Feeling much better this morning so life could not be more lovely in the DNMS house

So what will I do today?

• [STRIKE]checked banking & cc statement [/STRIKE]- no cashback yet...
• [STRIKE]paid ds' monthly debt this morning as he gave me the cash yesterday[/STRIKE]
• working out what I can afford to get him for his birthday...
• [STRIKE]chicken out of freezer for tea tonight[/STRIKE] - chineese chicken & jackets mmmmm
• check leisure centre opening times & go for a run/swim in a bit checked will go about 10 done & feel good for it! :j didn't manage the swim though, but did some running & weights
  
• quick vacuum - house is looking good & want to stay on top of it!

[STRIKE]sweep & mop kitchen floor
[/STRIKE]

• [STRIKE]all food from stores[/STRIKE]
• check weather forecast & if its gonna stay dry go for a walk & a glass of vino with oh looks good :T
  
• [STRIKE]watch film on ds' hard drive for free later[/STRIKE]
• few bits of ironing to save time during the week
• make bread
• make cookies for the week while oven is on
  
• [STRIKE]washing @30 & line dry - no doubt indoors..[/STRIKE].
• continue reading book
• [STRIKE]packed up 2 boxes of books for the move, sorted out books I need to return to ppl & some to give to charity[/STRIKE]
• [STRIKE]applied for EHI card[/STRIKE]
• [STRIKE]pop to Mr T to get moisturiser (2 week old cut open bottle has finally finished!), face wash (ditto) & deoderant[/STRIKE] - all on offer :T
• [STRIKE]bought 2 cooked chicken pieces whopsied and have cut up for bagettes for the boys [/STRIKE]:A
• [STRIKE]try ordinary bleach at getting rid of mould around bath before buying something specific[/STRIKE] :money:
  
• [STRIKE]requested a few freebie samples as found on the freebies board[/STRIKE] :T
• [STRIKE]list 3 things on freecycle[/STRIKE] done hurrah!

ok that means quite a list for me! Happy days lovelies x

josiebabie

Morning determined! Up early like me this BH Monday.
Here is my list:-
- Check banking
- Remind DB3 about rent (again!)
- NSD
- Don't drive anywhere
- Go blackberrying
- Make plum pie with plums given by work colleague
- Dinner from freezer dive
- Read book DM gave me
- maybe bake something
- Clean kitchen and wash up then HW off
- Iron minimal work clothes

Not a lot for me but the main thing is dont go out and spend money!!!
J x

determined_new_ms

Morning josie :hello: the early bird catches the worm eh?

ixia

Morning everyone and thanks DNMS for starting us off

Today's list:

• washing-was hoping to line dry but looks like it's going to rain
• check banking/e-mails/surveys
• brekkie/lunch/dinner fron stores
• hopefully a NSD
• car share to work

not much, feel as if I keep posting the same old boring lists :rotfl: never mind keeps me on track have a good day everyone.

DawnW

Morning all :j
Thanks for starting the thread nice and early DNMS

Today:

So far I have:

[STRIKE]
Walked dogs

Seen to chooks
[/STRIKE]
Made breakfast (boiled eggs )

Later:

[STRIKE]
Trundle across to A!di to do a bit of shopping, but not much
[/STRIKE] Done, filled my trolley up a bit full though :eek: Didn't spend much - I love A!di!

Must freeze some more runner beans (mental note to self - don't grow so many next year :eek:) Didn't do, made chutney instead

[STRIKE]
Possibly look out runner bean chutney recipe - hmmm
[/STRIKE]
Chicken out of freezer, roast chicken with roast veg for supper - and beans of course Nope, DD has invited us, so have just made a pudding to take. Must cook chicken tomorrow though!

A bit more decluttering and shredding of old paperwork :eek:

[STRIKE]General tidy up [/STRIKE] had a hoover round - I have this week off, and hope to get lots of lovely MS things done :T:T:T:beer::beer::j:j:j

Done some of it! Made a batch of runner bean chutney but more beans to freeze tomorrow!

Candy0107

Morning Gang

Thanks again to Determined for starting the thread. I was awake at 5am (normal time)….might have a nap later.

Happy bank holiday to us all, and I hope that those who have to work (incl non-bank holiday people) I hope the day flies

Today I have/will do:
• Meals from stores
• NSD
• Look into selling old textbooks as they are not needed any more
• Pay back £10 to my sealed pot
• Watching things on sky box rather than going out
• Read newspapers online
• Checked online banking – no change
• Do online comps
• Done a couple of surveys
• Drink plenty of water
• Take meds to sort out hormones
• Put washing on at 30 degrees
• Fill in online and paper food diary

Think that is about it – I am sure there will be things I have forgotten.

Have a fabby one!
Candy xxx

Logie143

....I will return to MSE.

4 months since I last came on, wow that was very neglectful of me!

As I am now settled in another new location, I shall be in for some full on saving (wether I like it or not)

Good to be back :-)

shezam

Good morning all

No bank holiday for me as i'm in work. Not too busy today though so thats fine!

Today~

• Checked banking & moved pennies to ISA (no change)
• Check Bill account (no change)
• Check out freebies board!!
• Watch what i'm eating, seriously upset about my weight today, I know i've been putting on but its kinda hit me today how much.
• Zumba at 7pm tonight
• Hopefully a NSD, although needing milk but maybe OH will get
• Charge mobile at work

Probably more but thats all I can think off just now!
Happy BH everyone
Sx

Candy0107

Welcome back Logie
Candy

kjp

Morning everyone!

Thanks DNMS for starting the thread!

Today I will:

• Check banking
• [STRIKE] Check TCB[/STRIKE]
• [STRIKE] Send invoice to Ebay buyer[/STRIKE]
• Pack up Ebay item
• Take photos of Ebay items
• Get items ready to list on turbo lister
• Vacuum!
• [STRIKE] Tidy out underwear drawer[/STRIKE]
• [STRIKE] 20 mins on cross trainer[/STRIKE]
• [STRIKE] Update xmas spreadsheet[/STRIKE]
• NSD
• [STRIKE]Sort out next week's test items[/STRIKE]
• And most important-OU OU OU! Need to read 96 pages and essay plan, will do it in 20 min chunks and 'reward' myself by doing an item on my list! All reading done, now having a well deserved MSE break before starting on the plan!

Have a great day everyone!

Kx

WelshWoofer

Morning all! Totally forgot it was a bank holiday - that's what you get for having 6 weeks holiday! Last week now though!
Hope those having a well deserved day off are enjoying it despite the manky weather.:mad:




Not a lot on the list today...

• Just walked dog locally saving petrol to the park walked twice more in the rain:(
• All food from stores - quorn fillet and salad with new pots for tea using up all the fridge stuff done
• Restart diet in anticipation of rejoining fat club again tomorrow:o - not put much back on (about 4 lbs but need to nip it in the bud) done
• Do at least 4 hours school work - did well yesterday, must carry on, yr 11 physics today:( done loads - more than I thought
• Have a NSD - don't NEED anything, just have to get that into my head! done, in PJs now so can't spend anything!
• Have started the Davina Ultralift 14 day face cream antiwrinkle challenge with free trial - will I look 10 years younger in a fortnight? Hmmmm - my skin does feel nice and soft though so we'll see.... done
• Do one wash - dressing gowns now the weather has gone cold again done
• Checked bank - no change

That's all I can think of for now - hope everyone has a good day!