The Solvent September NSD Challenge

debtfreewannabe321

(((big hugs))) Elfen, I hope your lil sister will be ok xxxx

NSD #11 for me today...am aiming for 15 now this month xx

rising_from_the_ashes

kerri_gt wrote: »

I totally sympathise with you, ours is exactly the same. she's currently turning her nose up at the 'W' brand in favour of the 'F' one - sadly for here there are two boxes of W in the cupboard which she'll get fed whether she likes it or not (I'm a bad bad furr mummy )

I'm so glad I'm not the only one!

Boy cat when off "W" a while back (also have 2 boxes in the cupboard) and I've been struggling to find a replacement:( - she's just extra fussy:o.

They'll both eat Gour*met but it's sooooooo expensive.

The dog is so much easier, he'll eat anything (literally):rotfl:

kerri_gt

rising_from_the_ashes wrote: »

I'm so glad I'm not the only one!

Boy cat when off "W" a while back (also have 2 boxes in the cupboard) and I've been struggling to find a replacement:( - she's just extra fussy:o.

They'll both eat Gour*met but it's sooooooo expensive.

The dog is so much easier, he'll eat anything (literally):rotfl:

My picky minx is quite partial to F*lix Marinades, have you tried those? Oddly though she hates Wh*skas 'Oh So' - you'd think I was trying to give her dog food the way she looks at it :rotfl:

Tixy

Last 2 days have both been non spenders. So I'm not only up to but over my target as I've reached 13 NSDs now.

Whilst its going good can I increase my target to 15 please BDINI. Thanks

lynnette78

just dropping by to report on NSD 7 :j

have had a few days where i have needed to spend so not had one for a while. back on track now though:beer:

butdoineedit?

Another fantastic no spendy day, well done everybody!!

Targets met today:

debtfreewannabe321 – well done for number 10 & hitting your target!! :j
Target increased to 15 now, & well done for number 11, you’re doing great!! :j

beanielou - well done for number 13 & 14 & hitting target!! :j
Would you like me to increase your target?

Tixy – well done for number 13 & hitting target!! :j
Target increased to 15 now.

Lots of NSDs rolling in today, so well done to:

Learning2Budget – well done for number 7, keep going, you can do it!! :j

elfen – well done for numbers 10 & 11!! :j
((((((((((((((((huge hugs)))))))))))))), so sorry to hear about your little sister, I will be thinking of you both & keeping my fingers crossed for her.
Sorry to hear you’re not well either, I do hope you’re feeling better soon.

bottleofred – well done for number 15!! :j
Well the manure did us good & proper last night, guess I will just have to hang on to the memory of last year when they didn’t!!
:eek: to the price of petrol!!

pinkfluffybabe – well done for number 16, you’re doing great!! :j

fedupandskint - well done for number 8, keep going, you can do it!! :j

kerri gt – well done for number 10 & 11 :j
:eek: to shopping with no coupons!! Hope you’ve recovered today :rotfl:
Your not joking, your shopping trips definitely sound like a military operation!!

Frodobaggins - well done for number 9, keep going, you can do it!! :j

debbiedeejay – well done for number 7, don’t give up yet, there’s still time!! :j
& number 8 & :j to a frugal but lovely day today!!

Lily_The_Legend – well done for number 9, sorry to hear about your washing machine, but bless the repair bloke for being fair & honest!! :j

squeeeek – well done for number 5, you’re doing great!! :j

Igamogam - well done for number 11, you’re doing great!! :j

Ed from beds - well done for number 10, you’re doing great!! :j

Keiss 21 – well done for number 15, I hope you have a good weekend!! :j

Betsie2010 - well done for number 6, you’re doing great!! :j

rising from the ashes – well done for number 9, hope you are on the mend now? Sorry to hear about the cat food, but I totally get why you want to try!! :j

money_honey – well done for number 5, keep going, you can do it!! :j

Lewby – well done for number 7, sounds like you’re super organized, so I know you can do it!! :j

SillyBlondie – well done for number 16, you’re doing great!! :j

ModestyB – well done for number 9!! :j
Target increased to 15, but I’ll give you your prize when you hit your first target before I start to count towards this.

lynnette78 - well done for number 7, you're doing great!! :j

And hello to:

mysk_girl – Aww how sweet I can just imagine you & DD having tea & cakes!!

SpendSpendSpend – well done for being organized, I’m sure there’ll be another one waiting for you tomorrow!!

jaffacakegal – :eek: to the cheque coming out, but sounds like you’ll be getting a few more in this month!!

LittleMissHappy – Happy birthday to your mum & fingers crossed for one tomorrow!!

jintyb – glad to hear that you are having a lovely holiday, it’s good to hear from you!!

slowlyfading – hope you‘re ok SF?

Learning2Budget

NSD 8!!!!!Was prepared for a spendy day and it wasn't. Big bonus.x

kerri_gt

butdoineedit? wrote: »

kerri gt – well done for number 10 & 11 :j
:eek: to shopping with no coupons!! Hope you’ve recovered today :rotfl:
Your not joking, your shopping trips definitely sound like a military operation!!

I now have a pile of freshly snipped coupons, and three lists (plus 2 notes to check stores I don't normally go to) for tomorrow and Sat. The terrible thing is that I don't seem capable of doing a 'normal' shop anymore :eek: Perhaps I'll see if Hubert is free to carry my bags home for me?

beanielou

rising from the ashes~I feel your pain too.
Mine is normally not to bad but last week I bought Mr T pouches in jelly and they do not seem nice.Very very runny so at the end of the day they are no cheaper,did get really big box of Go cat in poundland and he likes that.
Was nearly £2 in mr t.

BDNI~Can I increase my target by 3 p-lease?Ta muchly.

IF

Hi NSD'ers Could I ask you please to highlight your number of NSDs in a colour and in bold so that BDINI can see them easily, thank you :A



Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!