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The Solvent September NSD Challenge
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Declaring Tuesday as NSD 10
Many Thanks:)
LBM 20/7/2011
Starting debt £52k Approx Debt Free August 2016
HSBC Loan now £0 thanks to PPI miss sell
Debt Free now March 2016 (Thanks HSBC)
Debt now £45k0 -
Lots of (((((((hugs))))))) to you and your lil sis elfen xxxxx
13 projects in 2013: 7/13
Cross-stitch Club Member no 13
Weight loss since 24/06/2012: 30lb
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Declaring today as NSD no 15 ... should nab one on Friday too, but a busy/spendy weekend ahead, for a change
13 projects in 2013: 7/13
Cross-stitch Club Member no 13
Weight loss since 24/06/2012: 30lb
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No NSD for me today as interest was taken out of my bank
but at least it means I get a few bits that I want and means I won't waste another day spending.
Aug NSDs: 18/[STRIKE]6 [/STRIKE] [STRIKE]15[/STRIKE] 18
Sep NSDs: 16/15
Oct NSDs: 16/15
Nov NSDS: /18
I'm a newbie so if I do something wrong or don't do something please let me know so I can learn.0 -
Big ((((((hugs)))))) elfen theres not much I can say to that news
I had a spend yesterday, charity that I sent cheque to banked it so a hefty £290 came out of my bank throwing me waaaay over my estimated end of month overdraft figure!
All I want to buy before the end of the month is a tiny amount of food/milk and possibly work trousers if A$da have cheap ones in!
JCG x0 -
Sorry to hear your potential news elfen.
Today was no 14.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
elfen - keeping everything crossed that it isn't cervical cancer x
No NSD today - had to get my mum a birthday card and a few other bits for DS2's birthday tomorrowBe the change you want to see in the world - Gandhi
OU - DD100 (P), DSE141 (D :j), DSE212 (P
), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
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Hello!:hello:
Just popped in to say hi from a very wild and windy Skye!
Having a very relaxing time, lots of walking with the doglet, nice food and fresh air! Just done a bit of a shop for supplies for the cottage.
Only one supermarket chain here - thank you Coop - and next time you're tempted to have a wee moan about prices, spare a thought for the folks up here! I reckon most food items are @ 25% more expensive than in the cities. I know the fuel costs need to be factored in but OMG!:eek: Plus petrol here is 1.42 per litre:eek:
Elfen, sorry to hear your news re lil sis and that you're a bit poorly -((((hugs))))
Have a lovely day everyone!:)
you will always be rich enough to be generous.0 -
NSD # 6 FOR ME TODAY:j2015 £2 Saver #82
SPC #323 £66 (2014)
Pay All your Debt off by Xmas 2015 #104
Look after the pennies and the pounds will look after themselves0 -
Elfen ((((hugs))))
Boy is this online shopping hard to resist:( - been off a week and have placed 3 orders already:o. However, new cat food to try which will be a lot cheaper (if the "darlings" will eat it) and also got their dry on offer so will last about 6 months!:D
Have managed to resist buying anything else yesterday and today so now up to 9 think I may struggle to reach target this month:o.Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0
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