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I'm going to cut up a card this evening...

deliciosa
deliciosa Posts: 744 Forumite
in Debt-free wannabe
Yes, I finally have decided to get rid of my shiny, pretty, union jack coloured Capital One credit card which, at the moment chages me 29.99%. The outstanding amount on the card is about £450 (limit only £500) but I will pay it off within two months because that's the highest interest rate card, so...
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:j I am going to cut it up today!!! :j

(Staying online for another half an hour, please feel free to stop me...)

(Am totally scared though, never done anything like this... not sure I will be able to get through it... but if I dont cut it up, I'll spend on it...)

Helpppppppppppp

:embarasse
Total debt £3625.07. :o
Goals: 1.) DFD December 2008 (snowball) / October 2008 (me:o ) 2.) Salary £30kpa (currently £26450pa) 3.) Slim down to 55kg (currently 68kg :( ) 4.) Start stoozing :j
I do not NEED that DVD Tough love club Member #1
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Comments

  • woohoo_postingid
    woohoo_postingid Posts: 1,093 Forumite
    1,000 Posts Combo Breaker
    There is quite a bit of satisfaction in cutting up cards. Especially when you cut it into tiny pieces. Just remember..

    The first cut is the deepest
  • RoCas
    RoCas Posts: 3,929 Forumite
    1,000 Posts Combo Breaker
    Snip, snip, snip ... you know you can do it :-)
  • Sallys_Savings
    Sallys_Savings Posts: 1,641 Forumite
    1,000 Posts Combo Breaker
    You can do it *wiping the sweat from your brow*...come on you can its eazzzie ;)

    come on cut it up..........you'll have such a satisfaction :)

    Cut ..Cut..Cut...Cut *waving arms in the air whilst shouting at the computer*
  • deliciosa
    deliciosa Posts: 744 Forumite
    Thanks for the encouragement... kind of scared though what if i run out of money and MUST use that card and I CANT?

    already thinking about which one to cut up next time..this is going to be fun!

    :j thanks for replying to swiftly :j
    Total debt £3625.07. :o
    Goals: 1.) DFD December 2008 (snowball) / October 2008 (me:o ) 2.) Salary £30kpa (currently £26450pa) 3.) Slim down to 55kg (currently 68kg :( ) 4.) Start stoozing :j
    I do not NEED that DVD Tough love club Member #1
  • deliciosa
    deliciosa Posts: 744 Forumite
    Sally - thanks to you too.. will do it in a sec.. really will do it...
    Total debt £3625.07. :o
    Goals: 1.) DFD December 2008 (snowball) / October 2008 (me:o ) 2.) Salary £30kpa (currently £26450pa) 3.) Slim down to 55kg (currently 68kg :( ) 4.) Start stoozing :j
    I do not NEED that DVD Tough love club Member #1
  • saintly_2
    saintly_2 Posts: 544 Forumite
    no one jumpin in to stop u, do it do it do it we are all chanting in the background

    xx
    Married my amazing hubby on 8th September 2012 :j:j
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    snip snip snip
    If you cut up yours, I'll cut up mine!
    Mines a pretty purple I.F one!

    I have the same fear as well, what if I need it!
    This will teach us not to fall back on easy debt linked options!

    Cmon!!!!
    Wealth is not measured by currency
  • deliciosa
    deliciosa Posts: 744 Forumite
    OH my God I can not believe it...

    I cut it into 7 pieces, right through the chip, through the visa logocut cut cut cut cut ohhhmygod this feels GOOOOOODDD...

    I really dont have my card anymore.. cant believe it...

    Im going to take a picture and upload it tomorrow! of the pieces! wow....
    Total debt £3625.07. :o
    Goals: 1.) DFD December 2008 (snowball) / October 2008 (me:o ) 2.) Salary £30kpa (currently £26450pa) 3.) Slim down to 55kg (currently 68kg :( ) 4.) Start stoozing :j
    I do not NEED that DVD Tough love club Member #1
  • deliciosa
    deliciosa Posts: 744 Forumite
    Done, done! CAFC girl, its your turn now! this IS LIBERATING!!! I dont depend on them anymore!!!
    Total debt £3625.07. :o
    Goals: 1.) DFD December 2008 (snowball) / October 2008 (me:o ) 2.) Salary £30kpa (currently £26450pa) 3.) Slim down to 55kg (currently 68kg :( ) 4.) Start stoozing :j
    I do not NEED that DVD Tough love club Member #1
  • saintly_2
    saintly_2 Posts: 544 Forumite
    well done, doesnt it feel great , make sure u claim back any charges they owe you, i cut my cap 1 up years ago but only just found out they robbed £1368 off me in charges
    Married my amazing hubby on 8th September 2012 :j:j
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