Nationwide Extended Electricals Warranty

SilverSix

Just spotted on my CC statement today that if you ring in you can register any gas or electrical appliances over £50 with up to a 2 year warranty for another 12 months, completely free :j

Anybody had any experience with this?

As I'm fully furnishing a new house in October this is good news for me!

Period of insurance
The cover will start from the day the manufacturers warranty expires, provided that warranty does not exceed 2 years. When it starts the cover will be provided free for 12 months. All cover ends for the insured product if replaced by the insurer following a total loss.
Policy cover
Should the insured product break down during the period of insurance, the insurer will pay the reasonable cost of repair or, in the event of the product being beyond economical repair, the cost of replacement.
Key features and benefits
• No limit to the number of goods that can be registered. • Cover starts on expiry of the manufacturer’s warranty
provided it doesn’t exceed 2 years. • Provides free 12 months mechanical breakdown cover. • The insurer will pay the reasonable cost of repair or
replacement, up to the value of £5,000, or the purchase price
of the item, whichever is less. • Products costing between £50 and £200 are replaced
automatically. • Products costing over £200 will either be replaced or repaired.

Main exclusions, limitations and conditions
Full details of exclusions can be found in section 4 of the policy document. The main instances when a claim will not be paid is: • accidental damage, fire, lightning, explosion, flooding, theft or
attempted theft • the variation and/or failure of electrical, gas or water supplies • wilful act, neglect or disregard of the manufacturer’s
instructions • general wear and tear • routine maintenance • cosmetic damage not affecting the safe use of the insured
product • materials or labour charges for which the manufacturer,
supplier, installer or repairer may be held responsible • call out charge where no fault is found.

Payment
Your 12 month Extended Warranty is free of charge. For claims, where possible, payment will be made directly to the repairer or, in the instance of replacement, to the company appointed by the insurer to replace the goods.

The insurer is:

Pinnacle Insurance plc (Registered in England & Wales no: 1007798) Pinnacle House A1 Barnet Way Borehamwood Hertfordshire WD6 2XX

:T

moonrakerz

BennyC wrote: »

if you ring in you can register any gas or electrical appliances ................... completely free

When you ring, make sure you have a comfy chair ! I fear you will be on the 'phone an awfully long time getting the "hard sell"

agrinnall

moonrakerz wrote: »

When you ring, make sure you have a comfy chair ! I fear you will be on the 'phone an awfully long time getting the "hard sell"

Are you saying this from personal experience, or just making an assumption. I've registered a couple of items and never had any sort of sell, hard or otherwise.

alanq

I have registered several items with them in recent years and they have never attempted to sell me anything.

SilverSix

alanq wrote: »

I have registered several items with them in recent years and they have never attempted to sell me anything.

Have you ever needed to claim on the 12 months provided? If so how were they?

alanq

No I never had the need.

Wannie_2

It's a good service. No caveats other than D&G contacting you close to the end of the warranty to ask if you would like to buy a further extension to the warranty.

hunsbury0

Before buying anything using the nationwide c card, check with the insurers whether or not it is covered.
I bought a desktop computer & found out that it was not covered, before, the terms covered desktops but not laptops!!!
They seem to be moving the gaol posts all the time.

moonrakerz

agrinnall wrote: »

Are you saying this from personal experience, or just making an assumption. I've registered a couple of items and never had any sort of sell, hard or otherwise.

NO ONE does anything for nothing !

Wannie_2

hunsbury0 wrote: »

Before buying anything using the nationwide c card, check with the insurers whether or not it is covered.
I bought a desktop computer & found out that it was not covered, before, the terms covered desktops but not laptops!!!
They seem to be moving the gaol posts all the time.

I don't think that they ever covered computers with a HDD.

agrinnall

moonrakerz wrote: »

NO ONE does anything for nothing !

I'm not saying they do, as Wannie says D&G will probably send me something at the end of the year asking if I want to extend, which I will file in the bin as usual. What I did say is that there is no attempt to sell anything when I rang up to register, you implied that there would be, I asked if you had personal experience of that and you completely ignored the question. So far you've posted nothing of any help, I wonder why you're bothering?