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santander charges

hi,

Quick question, stupidly i forgot to transfer money to my santander account, a payment has come out today and pushed me into non agreed overdraft.

I immediately transferred some money from another account but do you think i'll still get a charge or is there a cut off, say over drawn at 4pm?

thanks

Comments

  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Santander have a £5 a day unauthorised overdraft charge, so if you haven't been in for over a day I suspect you won't get that charge, I don't know if there are any other charges.
  • Brodiebobs
    Brodiebobs Posts: 1,032 Forumite
    Part of the Furniture 500 Posts
    Thank you.

    does it make any difference as its a business account?
  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    edited 26 August 2011 at 11:47AM
    Ah... yes it might...!

    Charges for Business Accounts

    It says on page 10 - unarranged overdrat letter, up to a max of £30. But doesn't give examples or reasoning...

    And page 7 unarranged overdraft monthly fee is £15
    And charge for each debit transaction whilst overdraft £30.
  • Brodiebobs
    Brodiebobs Posts: 1,032 Forumite
    Part of the Furniture 500 Posts
    thanks very much, i reckoned to look on website too!!

    looks like i will have then :(

    serve me right for forgetting i suppose!
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