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scottish power debt

hi i recently moved home and got my final bill from scottish power this was for over £1000 dont know how this happened as i was paying £175 a month dd for gas and electric anyhows within 2 weeks they had sold my debt to a collections agency adding on £100 of fees i phoned scottish power and they said they couldnt do anything about it so i contacted collections agency spoke to a very rude woman almost had me in tears well outcome is i am paying debt in four installments and should be payed in 4 months what i am wondering is can scottish power still lodge a default on my credit file even though i am paying the debt i have workied hard to get my credit file back to par and this will just set me right back and i am very upset at the thought of this happening would appreciate any feedback on this thanks xx

Comments

  • lindahf1
    lindahf1 Posts: 21 Forumite
    Tenth Anniversary Combo Breaker
    that's awful have you tried

    citizen debt advice
    Call 0800 988 9323

    i hope they can help and they will sort out the rude woman.
  • spiro
    spiro Posts: 6,405 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Do you have you last 3/4/5 bills? If so check which readings are E(stimated) and which are A(ctual). It is possible that you have had bills on which both have been estimates for the last 2 years and the final bill is using an A(ctual) reading so it is catching up with your actual consumption.

    The other things you should check are:
    1) Do the final readings match the readings you submitted.
    2) Have you checked you gas bill is based on the correct meter type (imperial or metric)? This may be difficult to answer unless myou have prevously done it or can still gain access to check it.
    IT Consultant in the utilities industry specialising in the retail electricity market.

    4 Credit Card and 1 Loan PPI claims settled for £26k, 1 rejected (Opus).
  • chanz4
    chanz4 Posts: 11,032 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    first thing, did you tell them your forwarding address, second did you take a read and does it match
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • hi thanks for replies i did give forwarding address and i am still a scottish power customer in my new address i did take the readings and they do match my bills for the last 5 yrs have been estimated but with me paying the large direct debit i just asumed i would be more than covered stupid of me i know i cant check meters as i have no access to old address a big reason for me moving to a smaller flat was my energy bills i am willing to pay the amount just to get rid of the headache of it all but i dont want a default slapped onto my credit file when i am paying the outstanding amount thanks xx
  • Scottish_Power
    Scottish_Power Posts: 1,263 Organisation Representative
    Hi marzipan3

    Sorry to hear about the problems you have been having.

    You have a few questions which I think we need to answer.

    Can you e-mail me your account details to [EMAIL="onlinecomplaints@scottishpower.com"]onlinecomplaints@scottishpower.com[/EMAIL] and I will look in to this for you.

    Kind regards

    Graeme @ ScottishPower
    Official Company Representative
    I am the official company representative of Scottish Power. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    marzipan_3 wrote: »
    hi i recently moved home and got my final bill from scottish power this was for over £1000 dont know how this happened as i was paying £175 a month dd for gas and electric anyhows within 2 weeks they had sold my debt to a collections agency adding on £100 of fees i phoned scottish power and they said they couldnt do anything about it so i contacted collections agency spoke to a very rude woman almost had me in tears well outcome is i am paying debt in four installments and should be payed in 4 months what i am wondering is can scottish power still lodge a default on my credit file even though i am paying the debt i have workied hard to get my credit file back to par and this will just set me right back and i am very upset at the thought of this happening would appreciate any feedback on this thanks xx

    Really? :cool:
    Hi marzipan3

    Sorry to hear about the problems you have been having.

    You have a few questions which I think we need to answer.

    Can you e-mail me your account details to [EMAIL="onlinecomplaints@scottishpower.com"]onlinecomplaints@scottishpower.com[/EMAIL] and I will look in to this for you.

    Kind regards

    Graeme @ ScottishPower

    Graeme, please feel free to post SP side of this if/when the OP sends you the account details.

    What about a red letter first? :huh:
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
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