MSE News: MPs call for cheque guarantee card return

JuicyJesus

pinkdalek wrote: »

You seem to have an issue with banks in general, you seem to blame them for everything that has happened, maybe I suggest you start opening your own bank, with its own ideas and ethos and best practices, see how you get on, afterall you obviously are so knowledgeable and wise in the banking and financial industry, you have such a good rapport with everyone (as is demonstrated by your posts) I am certain the public would love you.

I'm still somewhat aghast at being likened to a Nazi engaging in the Holocaust. That's quite beyond the pale.

And that's quite aside from all young people (or younger than 2sides, anyway) being "little monsters", their employment in shops being "child labour to man the tills behind no-brain CHIP&PIN transactions" (then trying to wriggle out of the many unfortunate implications there), all bank employees being "blinkered anti-consumerist", random posters on Internet forums being "repulsive", "dense", "weekending bankers" (?!)...

2sides2everystory wrote:

There is an argument that it is so bad that banks should already have stopped using the normal post entirely and perhaps have set up secure collection points in their branches instead. But if they did that, they wouldn't have a reason for charging such high interest, their turnover would reduce by about 20% in some parts of the country and they would have then have the direct cost of running a secure collection point in each branch.

The reason things are sent by post is because if everyone had to go to a bank branch to pick up all of their items the branches would be snowed under, customers would by and large find it incredibly inconvenient, the branch could still quite conceivably hand out someone's things to someone else anyway, important (and possibly legally significant) correspondence could go uncollected and unheeded, people could move away and not tell anyone, with the bank never finding out, because they wouldn't need to do so leading to a rise in bad debt and fraud... the list of reasons goes on and on and on. Not because of "high interest" they could or could not charge, it's because of basic common sense.

I would also point out that anyone who tries to end a point on any unrelated issue with the same "they wrecked the economy" line we've been hearing about for the past four years obviously has no valid point to make here beyond their own prejudices and hatred of banks. It's very tedious.

You obviously have a chip on your shoulder of some sort, and I don't much like debating with a brick wall, much less one that apparently hates everyone and everything that the Daily Mail tells them to, so that's me done for your posts. I'm not entirely sure why I haven't clicked the abuse button for your delightful "final solution" post, which I note you haven't apologised for or acknowledged any criticism of.

pinkdalek

Juicy I didn't call you a Nazi. :beer:

JuicyJesus

pinkdalek wrote: »

Juicy I didn't call you a Nazi. :beer:

I'm well aware you didn't mate :beer:

The fact that 2sides2everystory did however makes his/her comments on how young people are all "little monsters" seem quite laughable, seeing as no young people on this thread have seen fit to liken closing a cheque guarantee scheme to THE F*CKING HOLOCAUST.

pinkdalek

JuicyJesus wrote: »

I'm well aware you didn't mate :beer:

The fact that 2sides2everystory did however makes his/her comments on how young people are all "little monsters" seem quite laughable, seeing as no young people on this thread have seen fit to liken closing a cheque guarantee scheme to THE F*CKING HOLOCAUST.

No worries, just with you quoting me and wondered if you'd made a mistake, but no problem have a :beer: from me.

Be interesting to see the definition of "young people" considering the over usage of senior citizen phrase.

stclair

It does not like its going to be making a come back anytime soon then:

http://www.bbc.co.uk/news/business-16268920

http://www.paymentscouncil.org.uk/media_centre/press_releases/-/page/1985/