Housing benefit for homeowners

sarahk100574

I think John Stiles has the answer already, but a trust is the best way of organising things in the OP's scenario.

Also, other posters should note that while tax evasion is illegal :mad: - tax avoidance is perfectly legitimate!

John_Stiles

sarahk100574 wrote: »

I think John Stiles has the answer already, but a trust is the best way of organising things in the OP's scenario.

Also, other posters should note that while tax evasion is illegal :mad: - tax avoidance is perfectly legitimate!

Absolutely. I think this lot aren't quite capable of grasping the difference. They resent it when someone wants to protect what is rightfully theirs. They believe that old people should lose their homes.

But it has worked out very well for me as there is now a trust in place and no one will lose their property. The taxpayer will pay for the care fees if it ever becomes necessary. And I inherit the property.

skintandscared_2

John_Stiles wrote: »

Absolutely. I think this lot aren't quite capable of grasping the difference. They resent it when someone wants to protect what is rightfully theirs. They believe that old people should lose their homes.

But it has worked out very well for me as there is now a trust in place and no one will lose their property. The taxpayer will pay for the care fees if it ever becomes necessary. And I inherit the property.

We do grasp the difference. It's not illegal, just immoral. If any of this were actually true then yes it would have worked out very well for you and YOU would have now protected what is rightfully someone else's. The "old" person WILL have lost their home, to you. Just one tip John - when you make your annual visit to your relative, whilst they are in the state-paid old people's home sitting in their own p!ss, wear strong aftershave and you won't have to smell it!! Everyone's a winner!!

John_Stiles

skintandscared wrote: »

We do grasp the difference. It's not illegal, just immoral. If any of this were actually true then yes it would have worked out very well for you and YOU would have now protected what is rightfully someone else's. The "old" person WILL have lost their home, to you. Just one tip John - when you make your annual visit to your relative, whilst they are in the state-paid old people's home sitting in their own p!ss, wear strong aftershave and you won't have to smell it!! Everyone's a winner!!

It's not immoral.

thorsoak

John_Stiles wrote: »

Yes, if it is ever necessary, it will be paid for by the state, because there is now a trust in place. The property will not need to be sold to pay for it and therefore will not be lost. And I will inherit it and the state cannot touch it. Great result.

Yes - congratulations - great result for you! Not a great result for your relative who could be left to rot in a room shared with a stranger, having minimal care needs provided by someone who cannot even speak the language of your relative. What a truly wonderful way to end a life of careful scrimping and saving for a rainy day - to be left with an umbrella full of holes.

Enjoy your life, John Stiles - and let's hope that your relatives reward you for your careful diligence by using exactly the same tactics with you!

John_Stiles

thorsoak wrote: »

Yes - congratulations - great result for you! Not a great result for your relative who could be left to rot in a room shared with a stranger, having minimal care needs provided by someone who cannot even speak the language of your relative. What a truly wonderful way to end a life of careful scrimping and saving for a rainy day - to be left with an umbrella full of holes.

Enjoy your life, John Stiles - and let's hope that your relatives reward you for your careful diligence by using exactly the same tactics with you!

Thanks. Yes it is a great result for me because now I know that my relative won't lose their home, and the person living with them will always have a place to live.

skintandscared_2

John_Stiles wrote: »

Thanks. Yes it is a great result for me because now I know that my relative won't lose their home, and the person living with them will always have a place to live.

But they HAVE lost their home, to YOU! Their hard work should be financing a cosy and comfy old age.

Unless, of course, you are going to pay for someone to be a live-in carer so your relative can stay in their own home until they die, at which time the house will be yours? That would be nice.

John_Stiles

skintandscared wrote: »

But they HAVE lost their home, to YOU! Their hard work should be financing a cosy and comfy old age.

Unless, of course, you are going to pay for someone to be a live-in carer so your relative can stay in their own home until they die, at which time the house will be yours? That would be nice.

No not at all. They have always wanted to leave their property to me. In actual fact I don't want it, I have no use for it, and I certainly have no wish to live in it. I want the person that they live with to have it all for themselves. But it's not my will, it's theirs. The important thing to me is that they don't lose their property under any circumstances. The person is in complete agreement with me that they should have a trust in place to ensure that they don't ever lose their property, whether that be if they have to go into care, or when they pass away. Apart from saying as much, they showed me their previous will, and it showed that I was already down as inheriting half of whatever property they own. If there was enough to go around and I could have a property that would be great. But there isn't. The person that they live with needs the property more than I do. I have also been advised by someone at age UK that it is far better if I inherithalf the property. At first I disagreed, but then I was told tht from their experience it is usually the best option, for various reasons.

thorsoak

And obviously, you have ensured that she has inspected council-run, state-subsidised care homes? To ensure that she is fully aware of the implications of her actions?

John_Stiles

thorsoak wrote: »

And obviously, you have ensured that she has inspected council-run, state-subsidised care homes? To ensure that she is fully aware of the implications of her actions?

It's her actions, not mine. If you have any information I will happily pass it on to her. I can't guarantee what she will say as it is of course her decision to set up the trust.