Tuesday 23rd August 2011 What small DFW things will you do today????

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning gang :hello: god I'm so tired at the moment, really need some time off but still have this week and next before having 2 weeks off... Really not sure about my quality of work at this point...

Anyway I'll keep plodding...

• [STRIKE]check banking & cc statement[/STRIKE]
• if cc statement has been published clear it - am jumpy with so much money on it! annoying the figures I worked out on Sunday & the statement don't match so I need to go through the statement again and figure it out...
  
• meeting housing officer today for our inspection ahead of the move :j

[STRIKE]email meter readings to new supplier
[/STRIKE]

• make note of mileage
  
• meeting friend for dinner - going to cafe rouge & using a voucher (didn't do this yesterday!)
• brekkie & lunch from stores
• wii fit when I get back from dinner with friend
• say something nice! (am doing this everyday for a month for something off of my 101 list - need to remind myself every day!)
• get oh to use up the bacon in the fridge for dinner for him & ds
• list 2 things on freecycle
  

ok that's all I can think of! happy Tuesday everyone x

Aria`s_Tail

Morning everyone.
Thanks DNMS for starting us off.
I'm off today and its looking grey and miserabe outside, autumn is definately on it's way I think.
Todays list:
Meals from stores.
Check banking.
Try to resist buying a new motorbike as been offered a really good deal but would mean finance.:o
Go and see my parents.
Go to see my bank job client for an hour or 2 at tea time so my college assessor can see me at work and tick off another couple of practical units. (Unpaid but the quicker I get signed off this course the better)
Go into main job office and see if they have sorted out the mess up of my hours this week. :mad:
List on Ebay.
Written college work.
Sort out some of the plants in the back yard which are past it and tidy them up.
Tidy house and declutter (If it doesn't sell after a couple of listings on Ebay it goes to the charity shop.)
Go hunting for brambles if it doesn't tip down (didn't get done yesterday!

Have a good day everyone!

ixia

good morning everyone
DNMS- thanks for starting us off

Today I will-

• NOt smoke
• hang washing out to line dry
• make a few calls at work
• brekkie, lunch and dinner from stores
• check banking/e-mails etc
• car share

Will update if Ido anything else when I get home from work
Have a good day everyone

stitching_witch

Good morning everyone, and thanks to DNMS for starting the thread today. Woohoo, a week off my paid employment to spend in the sewing room working on my business orders. In effect, that's getting paid twice for the same hours

I seriously need to do some DFW things this week after spending FAR too much yesterday at sewing school. Luckily most of it can be put down as business expenses, but even I was shocked at the final bill :eek::eek::eek:

So far today:

• checked for surveys
• checked banking
• fed and watered the chickens
• taken meat out of freezer
• got DW started on Economy 7
• started writing shopping list for the end of the week

I will also:

• clean out the chickens when the weather improves
• make bread
• complete at least one alteration order and one corset mock-up today
• email customer with a quote and ask for the deposit to be paid into my business account by direct transfer
• keep an eye on surveys during the day
• meals/snacks from stores
• have an NSD

That'll do for me today. Must get the bread started or I'll have nothing for lunch.....

stitchy x

Candy0107

Morning Gang,

Thanks to Determined for starting the thread.

Can’t believe how late it is!

Hope everyone else is good – hugs to those that need them

Today I have/will:
• Checked online banking – no change
• Will be starting work in a mo as there is loads to do
• Meals from storecupboard (back to porridge in the morning)
• Read freebie paper on the train
• Used railpass to get to work
• Read newspapers online
• Need to charge up mobile at work
• Take vits and meds to control hormones
• Eat sensibly and update food diary
• Drink plenty of water
• Need to keep an eye out for MS jobs and surveys
• Dinner from stores
• Get a fast train home tonight


Think that is about all, have a great day and sparkle!
Candy xxx

shezam

Good morning all.

Woke up feeling great today, a good nights sleep was had!

Today:

• Checked banking - No change apart from old account dissapeared from internet banking
• Have a LSD (already paid £10 for petrol and need to get WW soup after work, 2 for £1, bargain!)
• Free drinks at work
• Read newspapers at work
• Charge mobile & Kindle at work
• Check out freebies board
• Smile

Sxxx

WelshWoofer

Morning all!
I had a rubbish sleep last night so I'm a bit fuzzy this morning:(
Onwards and upwards though.



Today's little list...

• Take dog to park for a run around done
• All food from stores - mexican potato bake for tea using up potatoes, peppers and red onion from the fridge done
• Finish year 9 chemistry lessons done
• Have a LSD done £4
• Text friend about meeting up later in the week forgot, will do
• Touch up paint doing tomorrow (will only take 10 mins)
• Maybe pop to library to pick up books ordered (got an email this morning to say they are in) done
• Start next set of biology lessons done
• Walk dog lots to tire him out done, sleeping now
• Have cut back the time that the hot water is on as its going ok so far done
• Tidy up correspondence done
• Update diary done

See, a boring day!

nickynoo08

Morning all

today i have/will......

check bank
check for surveys
check emails
load dw and wash on eco
load wm and wash at 30, dry and put away
check my paint stores for creamy coloured and green paint for my dinning room re-vamp
measure boys bedroom window for new curtains and black out blind then source some reasonably priced ones
nsd
quick tidy of kitchen and bathroom

Magpie23

Hi Guys,

I've got to take my 3 DD's Back2School shopping today. They went through their old pencil cases and school bags to see if they can reuse anything but still have each come up with an A4 list! I have guesstimated for everything coming in at the region of over £300:eek:. So my aim by the end of the day is to clearly NOT spend that amount however, I know that the M&S Blazer, school shoes and trainers will make up easily half of today's spend. But at least they'll last the whole school year . I am going to both M&S and Clarke's local outlet stores so I'm praying that they have everything in their sizes, then it's Wilco's for colouring pens/pencils ... then it's Mr A's for school shirts/tights ... and one exhaused Mummy at the end of the day! My OH is dreading today, I don't know WHY?, he's gone to work ... :rotfl:...

Will check in later today where hopefully I'll be :j and not :eek:,

-x-

Tebheag

Good Morning

Today Checked bank surveys did a bit of work.
Todo finish of job need extra cash as got house ins to pay next month !
Dinner from stores and lunch
Take kids to toddler group today
Look for a shower curtain pole on net
Figure out a way to tidy up bathroom as had new shower put in last summer had two holes left in the wall which we have never done anything about its in middle of the tiles as was going to get whole bathroom done now decided to try and do it up on the cheap !!

Hope you all have a good day x

Rock_Cakes

Morning gang!

Thanks to DNMS for starting us off. Well I am back from our trip down under. Had a fantastic time. Was great to see the SIL and her kiddies. Got to spend a week at the Whitsunday Islands which was just stunning. But as you can imagine, we spent a bit of cash. So back onto the wagon I hop.

Today I will:

• Check bank accounts
• Check surveys
• Go to the 2 flat viewings I have lined up. Not much around and not much time!
• Start comparing prices for utilities, broadband etc.
• Tidy up room
• Think of something for dinner
• Go over accounts - update SOA

Not a lot but enough to be getting on with.

Hope everyone is well and hugs to those that need them.

xx