We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
How do i legally cancel my fitness first membership

superphe
Posts: 2 Newbie
i joined fitness first about 2 months ago, literally starting my 3rd month today (joined 21st of june) and i want to terminate my membership without having to pay for the rest of the year! how can i do this legally? i read the fine print and it says if you terminate for medical reasons you must have a note, however i have no reason to terminate other than i cant afford it!
any help would be MASSIVELY appreciated!
any help would be MASSIVELY appreciated!
0
Comments
-
Legally? It's not illegal not to pay the membership fees. You can just cancel the direct debit. If you don't pay they may go to court and get a CCJ against you. If the court grants it you will then have XX number of days to pay it so that it does not appear on your credit report.:footie:
Regular savers earn 6% interest (HSBC, First Direct, M&S)
Loans cost 2.9% per year (Nationwide) = FREE money.
0 -
Legally? It's not illegal not to pay the membership fees. You can just cancel the direct debit. If you don't pay they may go to court and get a CCJ against you. If the court grants it you will then have XX number of days to pay it so that it does not appear on your credit report.
i dont wanna have to pay the fees i just want a way to cancel the membership so i dont have to pay any longer, is there any way to do this?
im a student trying to save and a stupidly joined the gym without thinking!!!0 -
i dont wanna have to pay the fees i just want a way to cancel the membership so i dont have to pay any longer, is there any way to do this?
im a student trying to save and a stupidly joined the gym without thinking!!!:footie:Regular savers earn 6% interest (HSBC, First Direct, M&S)
Loans cost 2.9% per year (Nationwide) = FREE money.
0 -
...i have no reason to terminate other than i cant afford it!
any help would be MASSIVELY appreciated!
Do not even think about cancelling the direct debit.
If you do stop paying, they will assign you case to debt collectors and eventually court if you continue not to pay.
Best thing is to send them notice of your intention to cancel when the 12 months is up and make the most of the gym while you can.
Have a look at your T&Cs and see if it is possible to assign you membership to another person.
Of course, even if you can assign it, you will need to find someone to take it on.0 -
i dont wanna have to pay the fees i just want a way to cancel the membership so i dont have to pay any longer, is there any way to do this?
im a student trying to save and a stupidly joined the gym without thinking!!!
If you're a student, did you go for the 4 or 12 month option?
http://www.fitnessfirst.co.uk/Fitness-First-Gym-Membership/Gym-Membership-Types.aspx
If it was the 12 month option, you are going to find it difficult to get out. FF are notorious for being difficult to get out of contracts even after the minimum period is up!
If you just stop the DD, they may chase after for the remainign fees as you will have broken the contract.¿Alguien ha visto a mi nave espacial?
Biting is excellent. It's like kissing, only there's a winner.0 -
You have signed a binding contract which means you have to continue to pay for your contracted period.
Do not even think about cancelling the direct debit.
If you do stop paying, they will assign you case to debt collectors and eventually court if you continue not to pay.
Best thing is to send them notice of your intention to cancel when the 12 months is up and make the most of the gym while you can.
Have a look at your T&Cs and see if it is possible to assign you membership to another person.
Of course, even if you can assign it, you will need to find someone to take it on.
This is the best advice OP, you should try everything possible to keep up the repayments or see if it's possible to transfer the membership or maybe even share the membership with another person.
Non payments, leading to a default/CCJ will have a lasting effect of 6 years on your credit status and will lead to refusals for everything from Mobile Phone contracts to Mortgages.
As you've said you didn't think when signing up, you should think long and careful before you even consider breaking the contract.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.4K Banking & Borrowing
- 252.9K Reduce Debt & Boost Income
- 453.3K Spending & Discounts
- 243.4K Work, Benefits & Business
- 598K Mortgages, Homes & Bills
- 176.6K Life & Family
- 256.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards