Don't want both barclaycards - platinum/gold

Philb13

Hi
Can anyone help me!?
When I sign in to my Barclay's Bank online account,I notice I was 'pre selected' for a Barclaycard Platinum.
Because the APR and purchase rates are lower than my Gold card I decided,or i am thinking about, I would apply for the Platinum card.

I do not want to have both cards,so I contact Barclaycard via secure email,before applying,to explain this.

Today I received the following reply via email from Barclaycard:
"Please be informed that if you close your existing Barclaycard, you'll need to wait for 6 months before applying for a new card."

Is there anyway I can get around this?As I do not wish to have both cards.
Could I possible apply for the Platinum card and once I received it,then cacel my Gold card?

The balance on the Gold card is nil.I have never been late with any payments.

Any help or advice much appreciated.

Philb13

GooliesOfFire

AFAIK you cannot apply for a Barclaycard Platinum if you already have a Barclaycard.

But I may be wrong.

[Deleted User]

Cancel your old one once you have the new one.

izools

Deleted_User wrote: »

Cancel your old one once you have the new one.

All well and good, but you can't have two simultaneously.

OP would be best advised to call Barclaycard and ask about upgrading his Gold card

[Deleted User]

izools wrote: »

All well and good, but you can't have two simultaneously.

OP would be best advised to call Barclaycard and ask about upgrading his Gold card

Fair point. Alternatively, he could just write 'Platinum' on his existing card. Hey presto - instant upgrade!

Philb13

GooliesOfFire wrote: »

AFAIK you cannot apply for a Barclaycard Platinum if you already have a Barclaycard.

But I may be wrong.

But if this is the case why have I been 'pre selected' by Barclay's to have the platinum card!!??Barclay's know I have the Gold card!

Philb13

Deleted_User wrote: »

Fair point. Alternatively, he could just write 'Platinum' on his existing card. Hey presto - instant upgrade!

:rotfl:.....now thats a good idea!!!

izools

Philb13 wrote: »

But if this is the case why have I been 'pre selected' by Barclay's to have the platinum card!!??Barclay's know I have the Gold card!

It's based on your Barclays current account conduct. They don't communicate with their credit card branch as comprehensively as other banks like LTSB and HSBC.

You could apply and pass the credit score but it would fail at underwriting due to the existing card and you'd get a letter stating you didn't meet the criteria.

Usually.

I know of, I think, one freak example where a cardholder had two VISA cards from Barclaycard. But that's literally one freak example.

scott_lithgows

I,ve got 2 ! Gold and platinum,gold was Leeds bs card when I applied for the platinum one though.I get offers through post for their other cards Hilton.Orange etc,wonder if I should try for 3 ?!

Philb13

So basically I have 3 options:
1.Stick with my Gold card.
2.Cancel Gold,wait for 6 months then apply for Platinum.
3.Close Gold account and go elsewhere.
Oh and a fourth options.......zx81.......just write 'Platinum' on my existing card. Hey presto - instant upgrade!

Philb13

izools wrote: »

It's based on your Barclays current account conduct. They don't communicate with their credit card branch as comprehensively as other banks like LTSB and HSBC.

You could apply and pass the credit score but it would fail at underwriting due to the existing card and you'd get a letter stating you didn't meet the criteria.

Usually.

I know of, I think, one freak example where a cardholder had two VISA cards from Barclaycard. But that's literally one freak example.

Thanks izools,that was very helpful info.Sounds about right!