Lied to mis sold car hp instead of finance!

dealer_wins

blacksta wrote: »

Wise Words - My Neighbour just brought a nearly new car - which he washes on a daily basis - I am watching to find out when the novelty wears out - I am very sure it will be shorter than the length of the finance of the car.

Not a good idea to wash a car daily (Well thats what a mechanic told me many moons ago!)

donnap83

bored_at_home wrote: »

i cant understand why people have given smart remarks even to the point of being nasty to op.
totally uncalled for!

Exactly. I guess some people like to be self righteous.

CHR15

donnap83 wrote: »

Exactly. I guess some people like to be self righteous.

Do you have any contribution to make or are you just trying to be some kind of Moral Crusader?

It's an open Forum so anyone can post, exactly the way you have done by contributing absolutely nothing to the thread but to make your point.

chanz4

with such a high balloon payment, is it pcp?

telboyo

Does anyone seriously believe that some one earning enough to take out £12k credit for a car is incapable of understanding a keyfacts document or reading the part of the finance agreement that says deposit £xxxx 48 payments of £xxx plus final payment of £XXXX. EVERY car advert you see in a a magazine has an illustrative example at the bottom of the page- every radioo advert says it clearly at the end of the advert and I think it appears att ghre bottom of the tv adverts too. If you are in the show room for 3 hrs surely there is time to ask for the sales man to clarify himself and then check that is written into the document.
TAKE RESPONSIBILTY FOR YOUR OWN ACTION

donnap83

CHR15 wrote: »

Do you have any contribution to make or are you just trying to be some kind of Moral Crusader?

It's an open Forum so anyone can post, exactly the way you have done by contributing absolutely nothing to the thread but to make your point.

Nope, i have adopted the role of forum moral crusader. Do you have a problem with that? I suggest you hop back on that boat if you do. Ta-ta!

geoffky

CHR15 wrote: »

We all make posts based upon our experiences.

My oldest is 19 and there is simply no way on this earth I would stand back and let her commit £17k on a car.
I have owned enough cars to know how long that "new car" feel lasts, and it is much shorter then the repayment term.

There are a million things more worthwhile for youngsters to save for, children, houses, weddings, furniture....future!

At 21 I had sailed all around the World, these days, at 21 they have barely left home.

Well i had been in two wars and sailed round the world twice at 21:p (true)

27col

dealer_wins wrote: »

Not a good idea to wash a car daily (Well that's what a mechanic told me many moons ago!)

My car should be OK then. I wash it every Boxing Day, whether it needs it or not.

KingElvis

donnap83 wrote: »

Nope, i have adopted the role of forum moral crusader. Do you have a problem with that? I suggest you hop back on that boat if you do. Ta-ta!

Fill your boots then Donna, that's what forums are for

On the subject of the tin can in question, most car dealers are one step up from crooks so you have to listen and READ the shizzle they give you very carefully. Most people roar off in their "previously enjoyed" banger so quickly they don't even check if they've been sold a finacial lemon....just like the authour of this thread.

If you think you've got one up on a car dealer, then I would say check it even more carefully because they are far better at this than you are. They prey and depend on your desire to own a thing, in this case a car but in a different place it could as easily be a phone, tv or any other kind of shat people are convinced they need.

Good luck

IAN1

Expensive mistake. However one to learn from. Its a car at the end of the car not life or death. Also you cant always blame parents in these situations, a 21 yr old is a responsible adult. I think its wrong to pass judgement, everybody makes mistakes. You never know mate you may have the money down the line to pay of balance.