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lew247
Posts: 15 Forumite
I have problems with Welcome Finance going to reclaim PPI etc
I must state i am in default and not paid the whole loan off as they refused to cancel the PPI when I told them 4 yrs ago so I stopped paying, but I'm going to do it properly this time.
They have sent me a couple of letters demanding money that I'm not too concerned with at the moment, HOWEVER
the account number is a problem
The account number they have quoted in several letters since 2005/6 ends in 771
My account number quoted on the actual paperwork I signed for the loan ends in 711
Thankfully I kept the original paperwork
What do I do?
Can they chase me for money for an account that is nothing to do with me? or what exactly should I do?
I have worked out that once I get the PPI refunded and the interest on it then they will end up owing me money.
If it matters the reason I wrote to them to cancel and refund the PPI in 2006 which they refused to do was I already claimed on a previous PPI I had with them in 2004 and noticed it stated in the policy booklet that I I did claim again it they wouldn't pay out so it was useless to me.
Anyway I'm digressing - What do I do about the wrong account number?
I thought at first it was a typo the 771 and 711 but its on ever letter/statement they have ever sent me
I must state i am in default and not paid the whole loan off as they refused to cancel the PPI when I told them 4 yrs ago so I stopped paying, but I'm going to do it properly this time.
They have sent me a couple of letters demanding money that I'm not too concerned with at the moment, HOWEVER
the account number is a problem
The account number they have quoted in several letters since 2005/6 ends in 771
My account number quoted on the actual paperwork I signed for the loan ends in 711
Thankfully I kept the original paperwork
What do I do?
Can they chase me for money for an account that is nothing to do with me? or what exactly should I do?
I have worked out that once I get the PPI refunded and the interest on it then they will end up owing me money.
If it matters the reason I wrote to them to cancel and refund the PPI in 2006 which they refused to do was I already claimed on a previous PPI I had with them in 2004 and noticed it stated in the policy booklet that I I did claim again it they wouldn't pay out so it was useless to me.
Anyway I'm digressing - What do I do about the wrong account number?
I thought at first it was a typo the 771 and 711 but its on ever letter/statement they have ever sent me
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Bumping this post.The one and only "Dizzy Di"
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