Contents Insurance

aylesby

DD1 is sharing a rented house with two friends in her second year. She has asked about insurance. Is it better to insure as a group or as individuals and what should she look for. She is in Liverpool so the post code will be loaded. Do any companies specialise in this type of insurance?

Lokolo

I believe Endsleigh do contents insurance designed for students. I never had it in my 4 years at uni as I didn't see the extra cost worthwhile, however my friends sister was burgled and a lot of their stuff taken (laptop, TV etc.)... whilst they were in the house!

atypical

Endsleigh tend to be expensive though. Definitely do a price comparison across providers. You might also be covered for items away from home with your current home insurance. But note that if you were to make a claim it would be on your name and may affect your future premiums.

melancholly

i was covered by my parents' insurance when i went - but i didn't have anything particularly valuable (no tv, no laptop) so the risk was pretty minor anyway.

http://www.moneysupermarket.com/home-insurance/students/
useful starting point for a price comparison (plus some advice too)

yenool

I got a quote from Endsleigh and it came out quite expensive at £320 for the year. Cover4students came out cheaper but I can't find many reviews about them?

Does anyone know about claiming rules - I mean if you have to claim do you have to provide a reciept for the item that was lost/broken/stolen? I only ask because I would like to insure my bicycle which I purchased second hand via ebay (£200) and so I have no proof of what I paid.