We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Sent in complaint & referred elsewhere

Hi

I sent in 2 complaints for misselling.

One to Prestige Finance who told me they dont sell insurance and have passed the file on to Premier Writers who sold the insurance.

One to Swift who told me they do not sell insurance and they would not be raising a complaint at this time. They told me to contact loans.co.uk or the ombudsman.

What do I do now? Do I need to refile these complaints?

Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    Hi there

    Whoever set up and sold you the loan are the ones responsible, so it maybe then loans.co.uk, these are a broker of loans, so its very highly these you have to pursue.
    If your getting problems and they are all passing the buck, maybe you can ask the FOS to write to them on your behalf, they should not mess around then, good luck.

    http://www.financial-ombudsman.org.uk/contact/index.html
    The one and only "Dizzy Di" :D
  • dunstonh
    dunstonh Posts: 121,294 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    One to Prestige Finance who told me they dont sell insurance and have passed the file on to Premier Writers who sold the insurance.

    I didnt think premier writers sold the insurance but supplied it.
    What do I do now? Do I need to refile these complaints?

    Depending on the type of insurance and the status of the adviser/broker, the seller has the liability unless they are an agent of the insurer.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    According to the FSA register, Prestige Finance was an appointed representative of Premier Writers from 14 January 2005 (the day on which general insurance became regulated) until 30 June 2008.

    Therefore if Prestige Finance sold a loan in that period Premier Writers must deal with a PPI complaint
  • mingles
    mingles Posts: 12 Forumite
    Ok so I will say this to Premier in my next letter.

    Does anyone have an address for loans.co.uk so I can send off the complaint again?
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    mingles wrote: »
    Ok so I will say this to Premier in my next letter.

    It sounds as though Prestige has already passed it on to Premier
    Does anyone have an address for loans.co.uk so I can send off the complaint again?

    Stansfield House
    Chester Business Park
    Wrexham Road
    Chester
    Cheshire
    CH4 9FB
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.