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Wednesday 17th August 2011 What small DFW things will you do today????

Tebheag
Tebheag Posts: 382 Forumite
edited 17 August 2011 at 7:12AM in Debt-free wannabe
Wednesday 17th August 2011 What small DFW things will you do today????When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Good morning all I have a very short list today but I am hoping to get a lot of work in today as yippee kids are in nursery
So here goes
Check bank
Check surveys
Try and get 10 hours work in
Send of invoice to work
Get records ready as going into office tomorrow
Lunch and dinner from stores going to try for another meat free day
Oh and rest mt leg yippee its finally starting to feel better need to get DH to help me strap it up again. Not very DBF but could start costing me nursery fees if it goes on any longer or gets worse !!

Hope you all have a good day
£10 a day challange Feb 27/435 Jan 530/465

2012 to pay off CC
After snowballing should be debt free by Mar 2016
2011 Target to be overdraft free this year and get debt down!
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Comments

  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    Morning Tebheag, thanks for starting us off!
    In work early as DD is at her dads so I don't have to drop her off
    This is me:-
    - Checked banking
    - Sell 2x purges if poss?
    - Lunch/snacks from home
    - Check WIP for any uninvoiced labour
    - Block hole in front door to stop vole getting in. I don't mind him but he got into bed with DB3 this morning. LOL
    - Freezer dive for dinner
    - Try to work hard today, work is slow as thus we all slow down to it
    - Leccy meter reading tonight
    - Turn HW off when I get home
    - Drink lots
    - Read free downloads on iBooks
    - Surveys tonight

    Jx
    Nothing to report as yet...give me a minute...!
  • ixia
    ixia Posts: 1,338 Forumite
    Morning everyone
    Tebheag- thanks for starting us

    Today I will:
    • brekkie/lunch and dinner from stores
    • check banking/e-mails/surveys
    • 2 loads of washing-line dry
    • give my friend £2 to put on my xmas saver card
    • general tidy
    nothing very moneysaving today, off to a course for work. have a good day everybody :)
  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Morning Gang,
    Thanks to Tebhaeg for starting the thread.
    Hope everyone else is good – hugs to those that need them
    Today I have/will:
    • Remember to smile to myself a lot today (this is going to be hard – I work with so many negative people)
    • Checked online banking – only a small card payment has gone out
    • Need to pop into town at lunchtime to check the balance on my ISA (didn’t do this yesterday)
    • Read freebie paper on the train
    • Read newspapers online
    • Need to charge up mobile at work
    • Need to pop into hometown after work to pick up prescription – paid for using prepay cert (I plan on getting my monies worth)....it wasn’t there yesterday
    • Get hubby to pay for the parking as I have no spare this month
    • Take vits and meds to control hormones
    • Eat sensibly and update food diary
    • Drink plenty of water
    • Need to keep an eye out for MS jobs and surveys
    • Need to book in for blood tests (nothing special, just the usual) – need to look at my diary as I will need a morning off as it is a fasting blood test – didn’t do this yesterday
    • Meals from stores (eating breakfast at my desk)
    Think that is about all, have a great day and sparkle!
    Candy xxx
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • josiebabie wrote: »
    - Block hole in front door to stop vole getting in. I don't mind him but he got into bed with DB3 this morning. LOL
    Thank you - best laugh I've had in weeks! :rotfl:

    Okay my list for today so far:
    • fed and watered the chickens and cleaned them out
    • make packed lunches for DH and myself
    • found snacks from stores
    • made pastry ready for tonight's egg and bacon pie - glut of eggs currently
    • checked banking
    • checked for surveys
    I will also:
    • get a lift to and from work with a colleague saving on petrol
    • just 2 oranges and root ginger to buy - making marrow wine out of the 5 overgrown courgettes from the allotment
    • stitch at lunchtime to avoid spending further monies
    • keep an eye on surveys during the day
    • make a plan of action for my 4 days off next week - lots of DFW things to do
    • look at August budget to see if I'm still on track to pay off my loan in September
    That'll do for me today. Beginning to feel a bit brighter and should be raring to go by tomorrow.

    stitchy x
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    edited 17 August 2011 at 5:45PM
    Morning all!
    Its a nice day so far today so in a good mood.



    Nothing fabulous planned today...
    • Blind for office/guest room is supposed to be installed between 8 and 10am (no sign yet!) done
    • Clean whole house (mum coming tomorrow!) done
    • All food from stores done so far
    • Walk dog lots done two
    • Do at least 2 hours school work nope!
    • Sort out letters that came yesterday about mortgage done
    • Buy ink from Cartridge World for printer done
    • Fill holes!
    • Maybe buy a plant for the hall
    • Checked bank done
    That's all for now - have a good day!
  • shezam
    shezam Posts: 565 Forumite
    Part of the Furniture Combo Breaker
    Good Morning!

    Today
    -Checked bank, no change
    -Possibly nip into bank after work to see about setting up an ISA or Web Saver, its time to save some pennies!
    -Charge mobile at work this pm
    -Smile & have a productive day at work.
    -Free drinks at work
    -Get mince & garlic bread after work for tonights spag bol dinner. yumyum!
    -Zumba tonight!

    Thats all today folks, have a great day
    Sx
  • madein1967
    madein1967 Posts: 22 Forumite
    edited 17 August 2011 at 5:59PM
    I'm still off work :) so here's my list for today:

    - [STRIKE]checked banking - no change[/STRIKE]
    - [STRIKE]check for any useful freebies[/STRIKE]
    - [STRIKE]check Ebay - 12 items on and only 1 has a bid[/STRIKE]
    - [STRIKE]meals from cupboards and freezer[/STRIKE]
    - [STRIKE]do any surveys[/STRIKE]
    - [STRIKE]shampoo carpet[/STRIKE]
    - [STRIKE]add £1 to my pot[/STRIKE]
    - [STRIKE]make docs appointment for DS[/STRIKE]
    - [STRIKE]wash the remaining sofa covers on quick wash - 2 sofas take 3 wash loads, with 2 done so far[/STRIKE]
    - [STRIKE]try again to get access to Payplan site - STILL NO SUCCESS, APPARENTLY THEY ARE HAVING A TECH PROBLEM[/STRIKE]
    - finish stitching
    - put football boots on Ebay
    - sweep and pull out some more weeds from pig-sty garden
    - [STRIKE]have an NSD[/STRIKE]

    Enjoy the day, folks !
    Debt at August 2011 = £16491 (11 creditors) :eek:

    Savings jar = £32.00/£100 (first goal) :D
    Projected DFD = Feb 2019
  • Wannabe01
    Wannabe01 Posts: 573 Forumite
    edited 18 August 2011 at 11:01AM
    Good morning everyone. It’s a lovely day here today.



    My list for today
    • [STRIKE]Quick shower[/STRIKE]
    • [STRIKE]Bath dd[/STRIKE]
    • [STRIKE]Take dd to baby group[/STRIKE]
    • [STRIKE]Catch up with email[/STRIKE]
    • [STRIKE]Complete available surveys[/STRIKE]
    • [STRIKE]Do work for customer 1[/STRIKE]
    • [STRIKE]Daily clicks[/STRIKE]
    • [STRIKE]Check one poll[/STRIKE] earned 35p
    • [STRIKE]Check pure profile[/STRIKE] earned 10p
    • [STRIKE]Complete work for client 2[/STRIKE]
    • [STRIKE]Collect ds from school[/STRIKE]
    • [STRIKE]Catch up with washing[/STRIKE] Got some done but there is still more to do
    • Do some of the ironing pile Didn't get time to do this
    • Do some blog work Didn't get time to do this today
    • [STRIKE]NSD[/STRIKE]
    • [STRIKE]All meals from stores[/STRIKE]
    I think that is everything for today.
    Aiming to get Debt Free.
  • morning guys :wave: hope you are all well. Thank goodness its Wednesday & after today we're on the home stretch to the weekend, seems to be a long week this one...

    Today - small list....
    • checked banking & cc statement (just booked a holiday so it looked scary this morning! :shocked:
    • brekkie, lunch & dinner from stores
    • send off exchange forms
    • take back buttons for a refund while in town today
    • do quick search for the cheapest place to get moisturizer & grab while in town ;)
    • haircut tonight :j and cheap as chips at £10 :T
    • go for a run
    • sort out my house - I can't take the mess any longer! :eek:
    • catch up with yesterday's eastenders on iplayer - I'm addicted! :o
    • read martin's email
    • signed up for the free £10 towards a train fare :T
    that'll do me have a great day everyone. Oh by the way where's La E gone????
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Hello everyone!!

    I have been a bit quite on here of late! Just getting on with the holidays. I have spent 3 days sorting DD1's bedroom and it is now perfect :D DD's have a friend arund today so they are occupied - then OH's son is round for a sleepover tonight so they will have a great day.

    Today for me

    Check banking and reconcile
    Surveys - getting back into these
    Update diary
    Update spends
    Update 101 list
    Lunch from stores
    Dinner from stores - roast gammon
    Sort through recent photos and delete bad ones
    NSD
    Decide what to do tomorrow
    Start sorting out another declutter area
    Order DD's birthday present for my Mum to give

    Off to make lunch i think
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


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