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Buying my Housing Association home
crawfy
Posts: 94 Forumite
I've currently been living in my HA home for 4 years and someone has said to me you can buy them after 5 years - is this true?? Don't get me wrong, i'm in no position to get a mortgage but just wondering for the future. Thanks x
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Comments
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Depends on the HA and the property. Speak to the HA for a definitive answer.0
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Some HA sell allow to buy, others not. Ask yours, if you bothered.0
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do they mind u asking? don't want them to think i can afford it when i really really can't!! Just be nice to know it could be something to work towards
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Generally speaking if your HA is a new build/purpose built flat then you do have right to buy as long as it was built prior to 1985 (or somewhere round then). You will have had to have paid your rent on time in full for the length of your tenancy and I think you must have a secure / long term tenancy If it is a conversion flat, ie an older property which was built not specifically by a HA but acquired by them at a later date then no, you cannot ever buy it - unless the law changes...
No harm in giving them a call. You will be put through to their leaseholders dept and would propbably not have dealt with that dept before. They will check your tenancy and the property you live in and be able to advise you but every HA is different and you may not have the right to buy at all.0
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