We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

NCB Question

Adams1
Adams1 Posts: 328 Forumite
Hey.

What happens if you have two cars, insured by two different insurance companies, and at the end of the year decide to sell both cars and buy a new car, how would the NCB be calculated if you get NCB's from two companies at the end of the year?

Thanks!

Comments

  • tim9966
    tim9966 Posts: 496 Forumite
    Part of the Furniture 100 Posts
    You would lose one lot, and be able to keep the other NCD. You can't add them together.
  • do you really have to clog up the forums with one line questions?

    you seem to be having insurance problems monthly, for whatever reason.

    perhaps we should recap.

    you have two cars one wich has you name you like so much you imported or wanted to , you wanted to add you brother with a cypriot license onto one of these and get cheaper insurance by parking them in a low risk area wich you deem is unreasonable an insurer not allowing you to, ontop of that you wanted to retain plates registered to that vehicle wich is an 01 plate and put it on a 97 year car because it had you surname and thus you thought entitled you to it?

    thought you were on first name terms with your insurers being as you call them so often why not call them too ask this question??? or can you not get through for some unknown reason?
  • scheming_gypsy
    scheming_gypsy Posts: 18,410 Forumite
    tim9966 wrote: »
    You would lose one lot, and be able to keep the other NCD. You can't add them together.

    no you don't. You use one lot and then have the second one doing nothing; you lose it if you don't use it within two years.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.