We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Ownhome Co-operative Mortgage

HiYield
Posts: 6 Forumite
Dear All,
Has anyone had experience of re-financing their mortgage after buying through the ownhome Co-operative mortgage scheme? For instance converting to buy-to-let after paying off a significant part of the mortgage? Any advice from people actually involved in this process would be gratefully received, including overpayments, repaying the ownhome loan, renting the property, converting to buy-to-let etc.
Kind regards,
HY
Has anyone had experience of re-financing their mortgage after buying through the ownhome Co-operative mortgage scheme? For instance converting to buy-to-let after paying off a significant part of the mortgage? Any advice from people actually involved in this process would be gratefully received, including overpayments, repaying the ownhome loan, renting the property, converting to buy-to-let etc.
Kind regards,
HY
0
Comments
-
HY
I havn't had any experience of this Im afraid... I bought my 1 bed flat 2 years ago through ownhome. I am possibly looking to buy a bigger property with my boyfriend in a years time but not sure if I can do this with this scheme. Does anyone know if it is possible to keep the loan that pfp gave us and get a bigger mortgage in order to buy a bigger property.. Otherwise Im not sure how Im suppose to do it..
thanks
Hayley0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards